EVERY MORNING, TheJournal.ie brings you the nine stories you need to know as you kick off your day.

1. #FARM DEATH: An 8-year-old girl has been killed in a farm accident in Cork while an 11-year-old girl is in a critical condition in hospital.

2. #APPLE: Ireland’s tax relationship with Apple has made the front page of the Financial Times as the EU is to accuse the tech giant of taking illegal aid from the Irish state through ‘sweetheart’ tax deals.

3. #NO SHELTER: TheJournal.ie started a series on homelessness today revealing the data of homelessess across the country, stories from people on the streets- ‘I took heroin for the first time on Christmas day‘ and ‘We love each other but I’m far from happy on the streets‘ and an open thread on what homelessness means to you. You can keep up to date with the series here.

4. #UNDERESTIMATED: Barack Obama has admitted that the US underestimated Islamic State group and what was happening in Syria.

5. #STAND-OFF: Thousands of pro-democracy protesters are blocking the streets of Hong Kong, the government say riot police are being withdrawn. [BBC]

6. #VERDICT: The Jury is expected to deliver a verdict later today in the inquest to the death of Dhara Kivlehan.

7. #FIRE: Vandals burned down a children’s playground in Ballymun over the weekend.

8. #MONEY MONEY MONEY: Employers group Ibec believes that cutting the top rate of tax could give ‘half of taxpayers’ more money in their pocket.

9. #GET TRAINING: Too many Irish SMEs are falling over because managers don’t have proper training in how to run operations.