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Insurance Ireland 'cooperating fully' with office raids regarding motor premium costs

A number of motor insurance offices have been raided today regarding alleged price-fixing amid rising costs

shutterstock_597946376 Authorities from Ireland and Europe are both understood to be involved. Shutterstock Shutterstock

Updated 16.35

INSURERS’ REPRESENTATIVE BODY Insurance Ireland says it is ‘cooperating fully’ with the office raids seen earlier today on Irish-based insurance companies as part of investigations into alleged price-fixing.

The investigations are being carried out by Ireland’s Competition and Consumer Protection Commission and the European Competition Directorate.

“Insurance Ireland can confirm that it is subject to an unannounced inspection at its premises by the European Commission,” the body said this afternoon in a statement.

Insurance Ireland understands that the inspection at its premises relates to databases concerning claims history information and drivers’ penalty points.
Insurance Ireland is co-operating fully with the European Commission and is confident its practices are fully compliant with competition law. Insurance Ireland is not in a position to comment further at this time.

Meanwhile, numerous politicians have welcomed reports of raids on Irish-based insurance companies as part of investigations into alleged price-fixing.

Both investigating bodies have declined to provide an official comment on their actions but Sinn Féin’s Pearse Doherty TD said it was positive news.

“I welcome news this morning of raids being carried out by competition enforcement officials investigating possible cartel behaviour,” the deputy said.

This is good news for consumers that concerns I have voiced for some time about cartelism now are being taken seriously.

The Irish Independent reports that insurance companies, brokers and representative bodies were all raided as part of the probe.

Reacting to the news, Fianna Fáil’s Michael McGrath said the results of any investigations must be consumer focused.

“The number one priority of this investigation has to be to ensure that consumers are protected from any potential anti-competitive behaviour in the insurance industry,” he said.

It is imperative that the probe reaches a clear conclusion as to whether there are anti-competitive practices across the insurance industry that are having a detrimental impact on consumers. “Given the dramatic hike in motor insurance premiums in recent years, motorists deserve to know whether coordination across the industry has been a factor.

Social Democrat councillor Anne-Marie McNally also welcomed news of the raids saying that motor insurance premium costs were becoming “an out of control situation”.

Asked about the reports in the Dáil today, Taoiseach Leo Varadkar said he had no information on the raids but was in no doubt that if sufficient evidence was found then action would be taken.

Additional reporting Cianan Brennan

Read: Supreme Court rules State must make payouts to claimants affected by collapse of Setanta Insurance

Read: Innocent motorists in serious road accidents 5 years ago still ‘haven’t seen a cent’

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88 Comments
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    Mute Hans Vos
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    May 24th 2018, 12:01 PM

    If they didn’t hide the outcomes to save their own mistakes than it should not have been a problem. Dishonesty from the HSE is the problem.

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    Mute Ciaran Bolger
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    May 24th 2018, 12:27 PM

    @Hans Vos: no the problem, as with cervical screening is that NO test is 100% accurate and you will always have false negatives. It’s nobody’s ‘fault’.

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    Mute Hans Vos
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    May 24th 2018, 12:52 PM

    @Ciaran Bolger: I agree that no test is 100% accurate. But hiding the results so woman didn’t know their test was suspicious and ultimately ended up in full blown cancers was.

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    Mute marg fitzgerald
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    May 24th 2018, 1:17 PM

    @Ciaran Bolger: false negatives might be nobody’s fault but covering up certainly was somebody’s fault.

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    Mute paul kelly
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    May 24th 2018, 2:17 PM

    @Hans Vos: In a blame culture like ours, informing a patient of a false negative will likely result in a legal action and collapse of the service- thats what they were afraid of , and that is what is going to happen.

    The breast screening program was hit with 15 solicitors letters- best course of action would be to stop “look back” audits -to protect the programs.

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    Mute Hans Vos
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    May 24th 2018, 2:41 PM

    @paul kelly: So you saying that women who are in the past willingly misleaded can’t have their rights executed?

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    Mute paul kelly
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    May 24th 2018, 4:20 PM

    @Hans Vos:
    Of course you can , it just will cost millions.

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    Mute Hans Vos
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    May 24th 2018, 4:45 PM

    @paul kelly: Don’t you think that being honest from the beginning could have avoided all the hassle. That’s the problem with the HSE . There are people, and don’t get me wrong not everybody, who think that they are more important than the truth. When it’s going wrong than they blame : 1 Somebody else.
    2 Politics
    .3 The system.
    4 The cost.
    And I can get on and on but they never blame them self.

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    Mute paul kelly
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    May 24th 2018, 5:57 PM

    @Hans Vos: No, being honest with a look back audit showing the screen to be a false negative will lead to a substantial payout.

    Solicitors are looking at a definite new income stream.

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    Mute Hans Vos
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    May 24th 2018, 7:13 PM

    @paul kelly: contrary to you I like to be honest.

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    Mute paul kelly
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    May 24th 2018, 7:18 PM

    @Hans Vos: Oh I believe honesty is the ideal , but it will cost hundreds of millions, the collapse of screning and the deaths of far more women.

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    Mute Linda Foley
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    May 25th 2018, 9:34 PM

    @paul kelly:
    Make that 16 from Monday next. There will be no collapse of the service that’s scaremongering. I never knew there was a look back service nobody ever mentioned it OR A REVIEW

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    Mute Jenny Kelleher
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    May 24th 2018, 12:01 PM

    I really hope that this is not:

    A) Another case of our healthcare system failing women
    B) People jumping on the bandwagon hoping to make a few euro!

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    Mute Tommy Byrne
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    May 24th 2018, 2:18 PM

    @Jenny Kelleher: I have to disagree with your statement about looking for a few quid… in most cases including the cervical cancer cases the hse deny everything and in fact try to cover up what has happened…. nobody goes to jail, nobody is held responsible… the only retribution these people receive is a pay out… and let me tell you that it’s not an easy decision to make about bringing a case because it is a long and very difficult process.. and is even more so difficult when all you can think is,what if people think I’m doing this just for money !!

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    Mute Damon16
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    May 24th 2018, 2:36 PM

    @Tommy Byrne: There was no cover up. There were false negative results discovered retrospectively (an inevitable feature of any screening programme), some women were told of this others weren’t due to failure of HSE procedures. There is no suggestion that the women’s outcomes were adversely affected as the prior false negatives were only discovered on review after a diagnosis of cancer had been made. The lawsuits pertain to the false negatives themselves. If a situation emerges where there are payouts for every false negative result then the screening programmes will be driven to bankruptcy as false negatives are an inherent statistical feature of large scale screening programmes.

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    Mute Tommy Byrne
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    May 24th 2018, 2:55 PM

    @Damon16: in the cervical cancer cases it most definitely was a cover up … and who is to say there isn’t something similar happening here ? We don’t know the facts of any of the future cases that may come of this. All we are hearing is one side of the story so far… so to judge people as only in it for a few quid is very wrong

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    Mute Linda Foley
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    May 25th 2018, 9:20 PM

    @Tommy Byrne:
    Indeed ..very wrong

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    Mute Damon16
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    May 24th 2018, 12:49 PM

    The medical profession and the Gov need to do a better job explaining to the public the difference between a screening test and a diagnostic test. A screening test such as breast check will invariably have some false negatives results. The Gov need to introduce legislation capping or limiting claims in the context of screening programmes. If they don’t the HSE is the HSE are going to stop running screening tests and or not bring in new screening tests due to legal exposure. This will cost many lives.

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    Mute Fiona Fitzgerald
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    May 24th 2018, 2:16 PM

    Alternatively, push for a national Irish healthcare system that looks after patients to internationally recognised, excellent standards. Adopt a class action suit with one aim; justice and improved medical standards. Don’t force individuals to take individual cases and slog through alone. Too many people end up going abroad – men who need hip replacements badly, and have been waiting in pain on long lists, for example. Don’t inflict symphysiotomy on women while the rest of the world is not crippling their own citizens with decades-old clumsy practices. Don’t sweep the outcomes under the carpet until a few suffering families have to spend all their resources to highlight real and ongoing issues and appeal to higher courts separately until they die and the files are closed.

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    Mute Sean Ryan
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    May 24th 2018, 12:20 PM

    There are lots of pros and cons to screening. Some medics (and not crackpots) would argue against most kinds of screening and a lot of unnecessary screening takes places privately (ie a money spinner). Total transparency and full disclosures are needed in public and private health care.

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    Mute Michael Kavanagh
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    May 24th 2018, 12:32 PM

    Do they not have ambulances to chase?

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    Mute Paul Maguire
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    May 24th 2018, 1:31 PM

    It’s no good in trying to shift the blame for problem onto women who had smear checks carried out on systemic failure on the HSE full stop.

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    Mute Anthony Gallagher
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    May 24th 2018, 2:34 PM

    The circus continues with the legal profession rubbing their hands with glee ,the government have to take responsibility ,this has been kept back from the media to prevent the effects it may have on the referendum .again no accountability ,put your trust in LEO and simon everything will just be fine

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    Mute @mdmak33
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    May 24th 2018, 12:31 PM

    My god,these people think the public are fools.

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    Mute paul kelly
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    May 24th 2018, 2:19 PM

    @@mdmak33: Clearly some are.

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    Mute The Irish Bull
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    May 24th 2018, 7:23 PM

    Where were the tests carried out?
    Were they the cheapest option?

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    Mute Sean Ryan
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    May 24th 2018, 7:51 PM

    @The Irish Bull: tested in Ireland and results read in Ireland. Totally different process to cervical screening.

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