Every Morning, TheJournal.ie brings you the nine stories you need to know as you start your day.

1. #TAXES: We think we pay more taxes than we actually do, finds a new report.

2. #FIRST TIME BUYERS: The Irish Times reports that the Government is likely to place tight restrictions on any intervention in the property market to support first-time buyers.

3. #CAO: Round Two offers are out today and for 761 students it’s great news as they will be offered their first preference.

4. #POLICE ACADEMY: 100 new recruits will start in Templemore in the next few weeks. This TheJournal.ie staffer spent the day seeing if he had what it takes to be a good garda.

5. #STORMY: We all know last winter was pretty bad, but apparently it was the stormiest ever on record.

6. #PUT IT AWAY: Despite new heavy fines, an increase in penalty points and possible jail time, 19,000 drivers were caught using their mobile phone while driving this year.

7. #OVERPRICING: Tesco, Supervalu and Marks and Spencer are just some of the businesses the National Consumer Agency have pulled up over overpricing some stock, reports The Irish Times.

8. #WARNING: German Chancellor Angela Merkel has demanded an explanation from Putin after reports of a new Russian incursion in Ukraine.

9. #SPLASHING CASH: The Irish Daily Star reports that Euromillions winner Margaret Loughrey plans to spend €8 million from her winnings to build an Olympic size swimming pool in her hometown of Strabane.