EVERY MORNING, TheJournal.ie brings you the nine things you need to know as you start your day.

1. #TRAGEDY: US President Barack Obama has declared a disaster in Oklahoma after a tornado ripped through the city, killing at least 51 people and destroying countless homes, schools and businesses. Dozens of people remain on the missing list and at least 20 children are among the dead.

2. #TAX HAVEN: Apple is the latest company to be accused of using Ireland as a tax haven, dodging $44 billion in US taxes because of its two Irish operations and a special tax arrangement. Business Insider has taken a look at the company’s “spectacular tax-dodging techniques”.

3. #CROKE PARK II: Talks on a revised public sector pay agreement continued through the night at the Labour Relations Commission, according to RTÉ. Discussions focussed on the health and education sectors as the government aims to secure €300 million in savings from its pay bill.

4. #DEATHS: The inquest into the deaths of five crewmen from the Tit Bonhomme fishing trawler begins today. Abdelbaky Mohammed, the only survivor, is due to give evidence about the tragic events of last January in west Cork.

5. #SEARCH: All of the morning papers report on a dig started in the back garden of former detective John Kerins yesterday. Investigating gardaí believe the remains of the ex-garda’s friend Gerry Daly – who has been missing for almost two years – could have been buried there. Kerins was murdered last November.

6. #ABORTION: The third and final day of the Joint Committee for Health and Children’s hearings on proposed abortion legislation takes place in the Seanad chamber today. The four sessions will hear from a selection of Ireland’s medical, constitutional and ethical law experts. TheJournal.ie‘s reporters will be live-blogging proceedings throughout the day.

7. #SCAM: The Jack & Jill Children’s Foundation has had to return more than €130,000 in donations because of a credit card scam that targeted its website, reports The Irish Times.

8. #COT DEATH: New research – published in the BMJ Open – has revealed that sharing a bed with a newborn increases the risk of sudden infant death syndrome fivefold.

9. #RURAL TV: Reality TV is coming to Kerry. A German television station Spiegel is spending four days filming Danny Healy-Rae to document his “passion” and support for his local community, according to the Irish Examiner.