EVERY MORNING,TheJournal.ie brings you the nine stories, a little before nine, you need to know with your morning coffee.

1. #WATER: The standing charge for water is expected to be less than €50, according to reports, with households facing an average bill of around €250 a year.

2. #HEALTH: A consultancy report has warned the HSE could miss saving targets by up to €228 million this year, The Irish Times reports.

3. #POOLBEG: A post-mortem is due to take place on the body of an unidentified man, found at a beach in Dublin yesterday.

4. #HARDWORKING: There’s so much going on in the country at the moment that the government has to hold a second Cabinet meeting today to discuss free GP care for under sixes and water charges.

5. #ANGLO: The fourth day of deliberations in the Anglo trial will begin later this morning.

6. #SOUTH KOREA: Two people are dead and more than 100 people are unaccounted for after a ferry capsized at sea with 477 people on board – mostly high school students.

7. #WORRY: The chief executive of the National Treasury Management Agency has said the low level of inflation in the Eurozone is a cause for concern as a higher rate would help Ireland’s debt sustainability,

8. #MISSING: A foundation set up by the family of Peggy Mangan, a woman whose body was found four days after she went missing in Dublin, is donating a fully trained search and rescue dog to Dublin Civil Defence.

9. #BIRD FLU: Japan finished a cull of 112,000 chickens yesterday after confirming its first bird flu infection for three years, AFP reports.