OVER TWO YEARS after it was first launched, Apple Pay is now available in Ireland.
The cash-free payment system allows users to pay for goods by tapping their phone on a reader, much like they would using a contactless card.
Apple Pay in Ireland is currently available for customers of KBC Bank and Ulster Bank and there is no charge per transaction on the service.
The security of the service comes from the fact that your actual card numbers are not stored on the device and are therefore not transferred when you make a payment.
Instead, you’re issued a Device Account Number that is encrypted and stored in your device.
The only time your debit or credit card details are seen by Apple is when you’re entering it into your phone.
It’s much like generating a new voucher for every transaction you make. Each one is for the specific transaction you make and even if it is intercepted, the token cannot be traced back to the buyer.
You can also use Apple Pay to pay for goods and services in apps on your device.
You can begin using Apple Pay through the Wallet app on your Apple device.
It is available on an iPhone 6 or later, iPhone SE, iPad Pro, iPad Air 2, iPad mini 3 or later and an Apple Watch paired to an iPhone 5 or later.
Android Pay has also been available to Irish uses since December 2016.
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