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DoneDeal

How to buy a serious Mercedes-Benz on a €20k budget - and 3 models to check out

The German auto maker has a deserved reputation for prestige – but a used Merc could be more affordable than you think.

WHEN A LOT of people hear the name Mercedes-Benz, they think: premium brand, German and probably expensive.

And while the latter can often be true, it doesn’t always have to be the case. Depending on which models you choose, there are numerous Mercedes models that can be picked up for what is a relative bargain compared to what they cost when new.

In Ireland, the majority of sales of the three-pointed star centre on the saloon market, where Mercedes-Benz has long had a strong game. From the popular C-Class to the range-topping S-Class, if you look towards slightly older models you can really bag a bargain. It is also worth remembering that any cars before mid-2008 will be at the older rate of motor tax, which was calculated on engine capacity, and in many cases often means an annual tax bill that can run into four-figure sums. However, if you’re willing to live with that, you can find yourself in a very well-appointed car.

Here’s some buying advice on how to get the best Mercedes-Benz models for under €20k.

1. Mercedes-Benz S-Class (2006-2014)

DoneDeal DoneDeal

This generation of S-Class (W221) is the predecessor to the current model and so is still very modern in the looks department.

Being the pinnacle of the company’s saloon range, the S-Class is spacious and comfy, but these cars can become prone to many squeaks and rattles over time. There are numerous electronic systems in this model, and these can become troublesome over the years, so be sure to take your time and check that everything is functioning correctly and not displaying any warning lights.

A thorough service history is vital with these cars. V6 petrol engines have been known to see premature wear of the timing chain sprocket, for example, and can lead to an expensive repair bill. Lower mileage models are always nicer, but becoming increasingly harder to find as more of these are now being used for taxi and chauffeur work. Even when you do find a good, clean example, it’s worth looking into getting an extended warranty.

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2. Mercedes-Benz ML-Class (2005-2012)

DoneDeal DoneDeal

The ML was designed as a counter to the BMW X5 and Audi Q7 to name but a few. This is one large SUV, but despite its size, it doesn’t perform too badly in the fuel economy stakes – relatively speaking of course.

It was offered only as a five-seater, and most models sold in Ireland were the 3.0-litre diesel. Many of these have ended up as second vehicles for school runs and the like, so while mileage may not be all that high, it’s worth checking that there aren’t any exhaust or DPF issues lurking under the surface.

Despite the current popularity towards SUVs, market demand for this model isn’t huge, and values have generally plateaued. While that can present some bargains, do consider looking towards a slightly higher value model especially if it has a better service history.

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3. Mercedes-C-Class (2007-2014)

DoneDeal DoneDeal

The C-Class is one of the most affordable modern saloons from Mercedes-Benz, and its size is ideal for both business users and families. Compared to its predecessor, this model gained better looks and an improved interior.

Most of these models sold after mid-2008 were diesel models, but there are still some examples of the 180 Kompressor, which used a 1.8-litre petrol engine.

The one seemingly common issue with C-Class models is premature rusting on the brake pipes, which can lead to an NCT failure, so this is one thing to look out for if possible when viewing used models. Any jerkiness in the 7G automatic transmission can usually be resolved by replacing the transmission fluid, so if you come across it don’t let it put you off straight away.

See cars on the market now

More advice: Skoda, SEAT, VW or Audi? Here’s how to choose from Volkswagen’s vast range>

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12 Comments
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    Mute Dave Doyle
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    Oct 10th 2018, 7:16 AM

    The majority of the country know this. These policies are for the benefit of the privileged few that FFG govern for.
    A mandate is needed for these policies being pursued. Supply and Confidence is no mandate, by a skewing of democracy to benefit the few.

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    Mute Tom Molloy
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    Oct 10th 2018, 9:25 AM

    @Dave Doyle: The majority of people have already saved and borrowed and provided housing for themselves and their families and efforts to “benefit the few” who have not yet done this are just what’s needed.

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    Mute SC
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    Oct 10th 2018, 12:21 PM

    @Tom Molloy: This has been explained before. The majority of homeowners bought when it was easier to do so. Rents were a smaller proportion of a salary (due to rent caps actually) and house prices were lower compared to salaries.

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    Mute Charles McCarthy
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    Oct 10th 2018, 5:03 PM

    @SC: “The majority of homeowners bought when it was easier to do so”
    Being indepted to something for 25+ years is anything but easy. Everything is relative to the cost of living.

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    Mute eric nelligan
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    Oct 10th 2018, 7:26 AM

    I know, let’s set up another quango, give it an annual budget do it can attend dinners and conferences. Staff it with the buddies/wives/children of ministers, model it on the quango that was set up two years ago but only help 6 people buy a house, bring in some Yes man government consultant who can produce stats and figures as to why this one is guaranteed to work.

    Bingo, welcome to the thought process of almost every minister in dealing with a crisis

    132
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    Mute Willy Mc Caul
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    Oct 10th 2018, 7:16 AM

    FFG are destroying a nation.. They’ll kiss and make up to ensure another 2 years at the trough whilst homeless grows….
    We need election which FFG are preventing..

    139
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    Mute Willy Mc Caul
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    Oct 10th 2018, 7:58 AM

    @Willy Mc Caul: God forbid a death of a homeless person with the onset of winter.. The discontent at FFG now is bad. A spark as said could lead to a violence. They can stay at trough, but can’t keep ignoring the people. Demonstrations are growing and inevitably will get bigger with the inaction of these elitist..

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    Mute mursim
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    Oct 10th 2018, 8:04 AM

    @Willy Mc Caul: well the FFG party won’t care if people die. The next time it happens there needs to be proper trouble.

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    Mute John Judd
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    Oct 10th 2018, 8:12 AM

    @Willy Mc Caul: do you honestly believe our government goes into power with the intention of “destroying a national” just read and reflect on your comment!
    The market has come back again after a recession and like any market prices are down to supply & demand, homelessness is a huge issue usually it’s a result of drugs, alcohol, mental health etc
    The government has a 1 billion euro tender out to build affordable homes this issue won’t be resolved until there is more supply .

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    Mute mursim
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    Oct 10th 2018, 7:45 AM

    Massive social unrest is absolutely essential.

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    Mute Attilio
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    Oct 10th 2018, 8:14 AM

    @mursim: bit excessive…

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    Mute Derek Poutch
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    Oct 10th 2018, 3:49 PM

    @Attilio: No its not ,it should have happened before now.

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    Mute Sean
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    Oct 10th 2018, 7:38 AM

    The tax relief allowed to landlords is on the interest on the debt which is undeniably an ordinary business expense. For a landlord who bought in 2006-2007, rents and property prices both fell off a cliff and have only recently returned to their original level. A Dublin apartment property bought for 325K in 2006 is now worth 290K. Where is the massive increase in property values there? The simple reality is that many landlords were selling up because it was unaffordable for them to stay in business. Several independent studies commissioned by the Government attested to this. This loss of rental supply was driving up rent prices.

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    Mute Nicky O'Donnell
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    Oct 10th 2018, 7:41 AM

    The budget is only insane if you think that FG are actually interested in housing poor and low income families. They aren’t and they’re quite happy to let them go homeless. This was a budget for the landlords and bosses because that’s who FG represent. That’s who they are.

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    Mute Emmet Doyle
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    Oct 10th 2018, 9:13 AM

    Victor Duggan is a socialist who spins for Labour his opinion, and that’s what this article is, biased spin and not in any way an economic evaluation.
    That been said it is hard to believe an ‘economist’ can say unequivocally that interest payments should not be deductible as an expense is incredulous. In simple terms it is merely a taxation of one person to the benefit of another. This article offers no thought for the vast majority of landlords, some 70%, who are NOT professional landlords, and in many cases are subsidising, through their earned income, the tax take on their ‘investment’.
    52% of profit on rental income will be taken by the government and rightly so if its profitable additional earned income. Meanwhile vulture funds were allowed enter the market as charities and pay 1 or 2% effective tax if any and the so called ‘professional’ landlord will be a corporation and at best pays 12.5%.
    The vast majority of the accidental landlords are your friends and neighbours who were forced into letting there properties by bailed out banks to simply stave off repossession. This measure simply allows them offset some of the cost of providing a property for rent. There are horror stories on both sides on the one hand greedy price gouging landlords on the other renters’ entrenched for two or more years without paying a penny all the while protected by a bureaucratic nightmare that is the RTB and poorly styled legislation intended to offer security of tenure.
    There are always two sides with rights and wrongs on both but this measure is designed to merely increase supply and quality of the rental stock it enriches nobody it merely realigns the distribution. It is also worth noting the deduction of interest against rents received will in all probability increase the amount of rent taxable at 52% so will end up back in the state coffers to subsidise the huge expenditure on social housing, itself a redistribution of your tax take from you to another.
    In economics there is a principle called the opportunity cost (google) in short every penny that goes into providing social housing leaves an equal penny short in health, disability, national debt etc. Society will decide whether this is fair and just but society also needs to understand everyone is entitled to be heard.

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    Mute Michael Kavanagh
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    Oct 10th 2018, 9:18 AM

    @Emmet Doyle:
    A nice balanced assessment – well done!

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    Mute MK76
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    Oct 10th 2018, 8:06 AM

    I disagree with the premise that the housing stock will be greatly reduced by acquisition for the purposes of social housing, given the number of houses (~20,000) being built by private contractors. I know folks on here think the word “private” is sinful, but this element of housing supply is also crucial.

    Any truth to what Karl Dieter was saying last night about the number of houses which aren’t fully occupied? His numbers suggested that there are 10k beds, in social housing, not being used.

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    Mute talkingsense
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    Oct 10th 2018, 10:10 AM

    @MK76: saw that as well. 1 person living in a 5 bed council house in dlr. They should be moved to a smaller house and a family moved in but sure you can going using common sense like that

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    Mute talkingsense
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    Oct 10th 2018, 10:10 AM

    @talkingsense: *cant

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    Mute Michael Kavanagh
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    Oct 10th 2018, 7:32 AM

    Ireland unhoused shall never be at peace.

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    Mute Mari
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    Oct 10th 2018, 8:16 AM

    Tory goverment thats what FG are and FF are not much better..

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    Mute Stephen Maher
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    Oct 10th 2018, 9:36 AM

    Good article,

    Why has every one forgotten about NAMA? The national building contractor?
    Why are they not part of the discussion any more considering they are active property speculators and building contractors??
    Dont forget the councils who are also actively involved in thw sale of land for profit, Land that belongs to the state , IE….
    You and I.
    This is as big a scandal as the promissory note. Its criminal.

    26
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    Mute Jonathan Byrne
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    Oct 10th 2018, 7:34 AM

    The heading of this article should be,addressed to the liberal party’s in Ireland.

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    Mute Eileen O'Sullivan
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    Oct 10th 2018, 12:53 PM

    These are populist measures aimed at Fine Gaels 28%. Short term measures to please that cohort coming into an election. Long term these measures will make rents rise and the country completely uncompetitive as wages rise to supplement that.

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    Mute Moss Cotter
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    Oct 10th 2018, 9:49 AM

    The title of this article perfectly sums up the voting patterns of those who habitually vote FFG

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    Mute Rory J Leonard
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    Oct 10th 2018, 8:07 AM

    The writer’s deep dive hasn’t quite reached the roots of Ire H crisis.
    The no. one issue is obviously dev land availability, where D far > S in or near all centres of growing pop.
    Gov appears content to have S fed in like poison; a little at a time!
    NAMA, with its massive land banks, seem in no mad rush to go to mkt, presumably not wishing to flog off too much family silver given legacy debt to be recovered from pre crash era.
    CGT at 33% doesn’t cut the mustard for the land owner in cashing in those chips. So why sell now if land values are only going one way?
    Credit to Gov for attempting to incentivize residential landlords back into mkt/or even stay, with those measures. A no brainer with H supply being the problem.

    Something innovative is required to speed up Land availability.

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    Mute Brian
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    Oct 10th 2018, 11:24 AM

    I have hardly read the article with so KBC advertising plastered about . Budget 2019 supported by KBC – LOL

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    Mute Journal Twits
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    Oct 10th 2018, 1:26 PM

    That’s also the definition of practice.

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    Mute Me Darlin' Dublin
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    Oct 10th 2018, 4:09 PM

    The left parties including the shinners should write to all the vulture funds and the corporate investors and the Banks that prey on the needy like the homeless that they will reverse all the bad laws that are made in the moment for their benefit. Let’s see how many continue with their wanton greed. Roll on the elections and the revolution. Fight on comrades.

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