Support from readers like you keeps The Journal open.
You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.
If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.
EXPIRY DATES ON gift cards will be banned and faulty goods will automatically qualify for refunds under a major revamp of consumer-protection laws.
But services bought online from companies plying their trade from outside Ireland and the EU will remain untouched under a customer rights bill which the government claimed would “bestow major new rights on consumers”.
Jobs Minister Richard Bruton said the changes were mainly targeted at two things: improving consumer rights for online purchases and clearing up gaps that had emerged in regulations over the years.
The suggested changes, which won’t be brought in until at least mid-next year, include:
A ban on gift-card expiry dates
A standard 30-day refund period on all faulty goods
The right to have substandard services fixed or refunded
Statutory rights for people downloading or streaming digital contents like music and apps
People given goods as gifts to have the same rights as those who bought products themselves
Advertisement
@bromfieldlaw We're sorry you're unhappy with this. Our Gift cards are valid for two years, you can see more here > http://t.co/iL16ztXCU9
The laws, if passed, will be a significant strengthening of existing customer protections. In the cast of refunds for faulty goods, for example, there are currently no hard-and-fast regulations for when faulty goods should be repaired, replaced or refunded.
A ‘natural imbalance’
Bruton told RTÉ’s Today with Sean O’Rourke there was a “natural imbalance” between consumers and retailers, and the changes would fix issues like gift voucher expiry dates that “really irritate people”.
Legislation in this field really hasn’t been changed in Ireland since the 1980s,” he said.
Bruton and Taoiseach Enda Kenny Sam Boal / Photocall Ireland
Sam Boal / Photocall Ireland / Photocall Ireland
However the rules would only apply to companies subject to Irish law, which meant firms selling digital products from overseas would still fall outside the net.
There is a lot of European legislation of course, but this is strengthening a lot of the provisions and we are making very significant changes,” Bruton said.
The proposals will be put out for consultation over the next three months with charges targeted to start in mid-2016.
Readers like you are keeping these stories free for everyone...
A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article.
Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.
I remember having a Blanchardstown centre gift card and using it about 14 months after receiving it. A €60 gift card had €4 left on it because it diminished by €4 every month
Read recently the one for all An post vouchers now have something like €1.45 a month deducted off them from the government (there supposed to be tax free) surely u leave it long enough money will completely disappear!
Fiach, just for clarity, the first 12 months from the time the gift card is activated (ie, on purchase) the card is exempt from any service fees. So when you received the card it was probably already about 12 months old. These “gift cards” are prepaid MasterCards and the application of a fee offer 12 months sits within the rules set out by the 2nd e-money directive passed in Brussels, and to which the Irish government adheres to by omission to challenge. I believe the shopping centre does not get that money, rather it is the company that provides the programme, which makes some sense, otherwise what would be the purpose of their business?! You can look at the terms and conditions on the Blanchardstown SC gift card link. Thanks
I always said that companies had no right to have an expiry date on gift cards after all they had taken the cash and while the gift card has not been spent the money is still there Delighted to hear this it not before time that expiry dates are abolished. There has been millions lost to the consumer because of the expiry date
To be fair, most of the retailers I know that own their own businesses will honour gift cards well beyond their expiration. They still love them as people often forget all about them. Its like free money for retailers. I usually try and use mine but I know I have a load lying around with €1.37 or some other stupid amount on them.
You can donate small amounts left on Blanchardstown SC gift cards to the local hospice via the customer service desk in the centre. Better than the centre keeping it all, all those little amounts from people add up.
Just to clarify, the main reason retailers include an expiry date is for accounting issues. It makes an audit of this area far more straightforward as well as reducing any issues revenue might take with the vouchers.
Very true! Good luck to financial audits at the end of the year cos there books are never going to balance now.
Thing is… I don’t get why anyone would hold onto a gift card longer than a year? It’s a GIFT, would you leave a pressent unwrapped for a year. Just saying! That’s why I hate giving giftcards, presents all the way for me
M&S Twitter team missed a good exposure opportunity… A lawyer having a moan publicly on Twitter that he’s being held to the simple T&Cs of a supermarket gift card.
This was concerning one for all An post vouchers. They are tax free, many business’ use them as a bonus to employees instead of paying tax on money.. However apparently now the government are taking something like €1.45 a month or something like tat off the cards.. getting their money’s worth ya no!
They should also look into the phone contract and insurance fiasco’s.. consumers don’t have a leg to stand on with these phone companies. Witnessed it 1st hand meself on many occasions including bogey replacement phones from insurance covers, new phones turning out to be faulty. Only Samsung themselves replaced my phone vodafone wud of left me to blow up with the one I had. This whole act of there repair centre word is final even when u have an independent report from Samsung themselves. They throw out charges to beat the band. Don’t inform you of all the correct information! Defo needs more legislation on board! They take customers for a serious jont!
When buying things on the internet we have the european distance selling regulation,we have 14days to change our mind about a purchase and get a refund
I nearly buy everything online apart from food of course,
Problem with the 30 day refund is you’ll get people buying products, using them then seeking a refund for ‘faults’. I work in a shop that offers change of mind refunds on everything but we regularly have people use things then try to get a refund. Imagine if you could buy an expensive suit for a wedding, pop off a button and return it for a full refund. The idea of refund, replace ir repair is to cut out this behaviour
Yet another housing forecast says the government will miss its completion targets
2 hrs ago
689
12
The Morning Lead
RTB writes to major landlord Ires Reit over attempts to impose monthly common area charges
Eoghan Dalton
2 hrs ago
1.3k
4
RIP
'True legend': Tributes paid to former F1 boss Eddie Jordan after his death aged 76
Updated
10 hrs ago
44.6k
62
Your Cookies. Your Choice.
Cookies help provide our news service while also enabling the advertising needed to fund this work.
We categorise cookies as Necessary, Performance (used to analyse the site performance) and Targeting (used to target advertising which helps us keep this service free).
We and our 157 partners store and access personal data, like browsing data or unique identifiers, on your device. Selecting Accept All enables tracking technologies to support the purposes shown under we and our partners process data to provide. If trackers are disabled, some content and ads you see may not be as relevant to you. You can resurface this menu to change your choices or withdraw consent at any time by clicking the Cookie Preferences link on the bottom of the webpage .Your choices will have effect within our Website. For more details, refer to our Privacy Policy.
We and our vendors process data for the following purposes:
Use precise geolocation data. Actively scan device characteristics for identification. Store and/or access information on a device. Personalised advertising and content, advertising and content measurement, audience research and services development.
Cookies Preference Centre
We process your data to deliver content or advertisements and measure the delivery of such content or advertisements to extract insights about our website. We share this information with our partners on the basis of consent. You may exercise your right to consent, based on a specific purpose below or at a partner level in the link under each purpose. Some vendors may process your data based on their legitimate interests, which does not require your consent. You cannot object to tracking technologies placed to ensure security, prevent fraud, fix errors, or deliver and present advertising and content, and precise geolocation data and active scanning of device characteristics for identification may be used to support this purpose. This exception does not apply to targeted advertising. These choices will be signaled to our vendors participating in the Transparency and Consent Framework.
Manage Consent Preferences
Necessary Cookies
Always Active
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work.
Targeting Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
Functional Cookies
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then these services may not function properly.
Performance Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not be able to monitor our performance.
Store and/or access information on a device 109 partners can use this purpose
Cookies, device or similar online identifiers (e.g. login-based identifiers, randomly assigned identifiers, network based identifiers) together with other information (e.g. browser type and information, language, screen size, supported technologies etc.) can be stored or read on your device to recognise it each time it connects to an app or to a website, for one or several of the purposes presented here.
Personalised advertising and content, advertising and content measurement, audience research and services development 141 partners can use this purpose
Use limited data to select advertising 111 partners can use this purpose
Advertising presented to you on this service can be based on limited data, such as the website or app you are using, your non-precise location, your device type or which content you are (or have been) interacting with (for example, to limit the number of times an ad is presented to you).
Create profiles for personalised advertising 83 partners can use this purpose
Information about your activity on this service (such as forms you submit, content you look at) can be stored and combined with other information about you (for example, information from your previous activity on this service and other websites or apps) or similar users. This is then used to build or improve a profile about you (that might include possible interests and personal aspects). Your profile can be used (also later) to present advertising that appears more relevant based on your possible interests by this and other entities.
Use profiles to select personalised advertising 83 partners can use this purpose
Advertising presented to you on this service can be based on your advertising profiles, which can reflect your activity on this service or other websites or apps (like the forms you submit, content you look at), possible interests and personal aspects.
Create profiles to personalise content 38 partners can use this purpose
Information about your activity on this service (for instance, forms you submit, non-advertising content you look at) can be stored and combined with other information about you (such as your previous activity on this service or other websites or apps) or similar users. This is then used to build or improve a profile about you (which might for example include possible interests and personal aspects). Your profile can be used (also later) to present content that appears more relevant based on your possible interests, such as by adapting the order in which content is shown to you, so that it is even easier for you to find content that matches your interests.
Use profiles to select personalised content 34 partners can use this purpose
Content presented to you on this service can be based on your content personalisation profiles, which can reflect your activity on this or other services (for instance, the forms you submit, content you look at), possible interests and personal aspects. This can for example be used to adapt the order in which content is shown to you, so that it is even easier for you to find (non-advertising) content that matches your interests.
Measure advertising performance 132 partners can use this purpose
Information regarding which advertising is presented to you and how you interact with it can be used to determine how well an advert has worked for you or other users and whether the goals of the advertising were reached. For instance, whether you saw an ad, whether you clicked on it, whether it led you to buy a product or visit a website, etc. This is very helpful to understand the relevance of advertising campaigns.
Measure content performance 60 partners can use this purpose
Information regarding which content is presented to you and how you interact with it can be used to determine whether the (non-advertising) content e.g. reached its intended audience and matched your interests. For instance, whether you read an article, watch a video, listen to a podcast or look at a product description, how long you spent on this service and the web pages you visit etc. This is very helpful to understand the relevance of (non-advertising) content that is shown to you.
Understand audiences through statistics or combinations of data from different sources 74 partners can use this purpose
Reports can be generated based on the combination of data sets (like user profiles, statistics, market research, analytics data) regarding your interactions and those of other users with advertising or (non-advertising) content to identify common characteristics (for instance, to determine which target audiences are more receptive to an ad campaign or to certain contents).
Develop and improve services 83 partners can use this purpose
Information about your activity on this service, such as your interaction with ads or content, can be very helpful to improve products and services and to build new products and services based on user interactions, the type of audience, etc. This specific purpose does not include the development or improvement of user profiles and identifiers.
Use limited data to select content 38 partners can use this purpose
Content presented to you on this service can be based on limited data, such as the website or app you are using, your non-precise location, your device type, or which content you are (or have been) interacting with (for example, to limit the number of times a video or an article is presented to you).
Use precise geolocation data 46 partners can use this special feature
With your acceptance, your precise location (within a radius of less than 500 metres) may be used in support of the purposes explained in this notice.
Actively scan device characteristics for identification 27 partners can use this special feature
With your acceptance, certain characteristics specific to your device might be requested and used to distinguish it from other devices (such as the installed fonts or plugins, the resolution of your screen) in support of the purposes explained in this notice.
Ensure security, prevent and detect fraud, and fix errors 90 partners can use this special purpose
Always Active
Your data can be used to monitor for and prevent unusual and possibly fraudulent activity (for example, regarding advertising, ad clicks by bots), and ensure systems and processes work properly and securely. It can also be used to correct any problems you, the publisher or the advertiser may encounter in the delivery of content and ads and in your interaction with them.
Deliver and present advertising and content 97 partners can use this special purpose
Always Active
Certain information (like an IP address or device capabilities) is used to ensure the technical compatibility of the content or advertising, and to facilitate the transmission of the content or ad to your device.
Match and combine data from other data sources 72 partners can use this feature
Always Active
Information about your activity on this service may be matched and combined with other information relating to you and originating from various sources (for instance your activity on a separate online service, your use of a loyalty card in-store, or your answers to a survey), in support of the purposes explained in this notice.
Link different devices 53 partners can use this feature
Always Active
In support of the purposes explained in this notice, your device might be considered as likely linked to other devices that belong to you or your household (for instance because you are logged in to the same service on both your phone and your computer, or because you may use the same Internet connection on both devices).
Identify devices based on information transmitted automatically 86 partners can use this feature
Always Active
Your device might be distinguished from other devices based on information it automatically sends when accessing the Internet (for instance, the IP address of your Internet connection or the type of browser you are using) in support of the purposes exposed in this notice.
Save and communicate privacy choices 68 partners can use this special purpose
Always Active
The choices you make regarding the purposes and entities listed in this notice are saved and made available to those entities in the form of digital signals (such as a string of characters). This is necessary in order to enable both this service and those entities to respect such choices.
have your say