THE DUST HAS settled on Christmas and for a lot of us, that means some time spent analysing bank statements and where exactly we lost the plot over the Christmas period.
Unconscious spending is the killer for many of us – those “little but often” outgoings that we don’t notice at the time but that seriously add up. Think of a morning latte, your few pints after work, or that taxi you didn’t really need to take.
Imagine if you were saving as little and as consistently as you are spending on takeaways. It would add up – and that’s what saving is: an everyday thing with realistic goals, nothing massive or scary.
So let’s put your fiscal fitness to the test with our Financial Bleep Test – and no cheating now. Answer honestly, and see if what you think your outgoings cost actually add up in reality.
Ready… set… go.
Behind the answers
1. Based on a takeaway for two costing around €30, by 52 weeks in the year
2. Based on a coffee costing €3, by three, by 52
3. Based on a pint costing €5, by four, by 52
4. Based on your average taxi journey costing €12
5. Exact figure is €80.30 per month for a period of 60 months
6. Based on lunch costing an average of €7
7. Based on figures from Electric Ireland
8. Based on average bus journey of €2.80 four times a week, by 52
No matter how financially fit you are right now, you can always whip your finances into shape with a little help and know-how. Head over to RaboDirect now to find out how to start saving smarter and get 2016 off to a great start. Reach your savings goals this year with the savings specialists.
Coöperatieve Rabobank U.A., trading as RaboDirect, is licensed by the Dutch Central Bank in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Terms and conditions apply. RaboDirect is part of the Rabobank Group.
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