WHEN YOU THINK of your current finances, do you worry over whether you could handle any unexpected expenses that could pop up? Or you mightn’t feel confident in your ability to plan for things like a new car, a new house, or your child’s future education. Or even longer-term, have you thought about whether you could afford your current lifestyle once you retire?
Whilst you may feel overwhelmed, there are many things you can do. Expert support is available to help you improve your financial situation and set yourself up for the future.
Getting a good picture of your finances as things stand is the best place to start. Now, with the help of Irish Life’s online advice tool, you can get a free personalised plan that will help you take charge of your financial future.
Irish Life has a long history of providing expert financial advice and is now making it even easier to get professional advice on your own terms, at a time and a place that suits you best. Using the tool means 24/7 access to a full financial review and plan online, with recommendations for the right life insurance, pension, savings and investment options for you to set you on your way to more secure finances.
The free financial plan is open to everyone, even if you think you don’t know the first thing about managing your money. A financial plan helps you identify what steps you need to take to improve your financial wellbeing. You don’t need to be wealthy to benefit from one, and it can give you peace of mind by empowering you to protect you and your family. It’s not just about making money but also about managing it effectively to achieve a better quality of life, now and in the future.
Anyone can avail of the free plan, no matter what your end goal is. You could be simply taking stock of your financial situation as you begin to prepare for the future, creating some much-needed peace of mind that your family will be looked after should something happen to you, or saving with a specific goal in mind, such as college costs or paying for a wedding.
Getting a plan in place will clearly outline the process to set and achieve your goals, whether they’re short-term or long-term. The amounts you need to save over the time period will all be clearly laid out in a simple and digestible plan that you can access at any time.
You can use the plan as a stepping stone to greater financial well-being and to get a solid understanding of your own situation. Irish Life, which has worked with Irish consumers for over 80 years, will provide recommendations and advice on whatever questions you have around key areas such as life insurance, pensions and investments.
Putting together a financial plan on Irish Life’s site will help you understand what you should prioritise to improve your finances now and manage your money better for the future. With your plan, you’ll see recommendations on how to invest if you want to grow your money, what you should be setting aside in a pension based on what kind of retirement you want and how you should plan for unexpected drops in income. It will also highlight other areas requiring focus, including debt management and health insurance. You can even use a college costs calculator to help you plan for your child’s future education costs.
Once you have your plan, an expert advisor can explain it all and answer any questions. You can book a call with them straight from the online advice tool for a time that suits you best. Tailored to you, the plan will help you prioritise what to do with your money now, whilst also looking ahead to the future.
Take charge of your finances today and in the future with Irish Life’s new digital planning tool.
This article is kindly sponsored by Irish Life Financial Services.
Irish Life Financial Services is tied to Irish Life Assurance for life and pensions business.
Irish Life Financial Services Limited is regulated by the Central Bank of Ireland.
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