WHETHER YOU’RE IN the process of building up your savings for a deposit or you’re a decade into your mortgage – the market is always changing and it’s very important to keep up.

With our current mortgage activity now ‘returning to 2008 levels’, it’s essential that we understand our choices – whether that’s the advice not to panic and automatically take the first mortgage you’re offered to the fact that you may save significantly by switching.

So, tell us about the extent of your knowledge on mortgages – whether you’re fully up to speed or the word ‘tracker’ sends you into a sweat. Just simply drag your cursor or finger along the slider to let us know where on the scale your experience falls.

First, let’s get a handle on your thoughts on the market, and whether your current or future mortgage is a worry for you.

Now, let’s talk a little about the process that’s involved both in getting a mortgage in the first place and for opting for one that might suit your needs better at a later stage (in fact, new changes brought in this year have made it even easier). 

Finally, let’s take a look at what is important for you when you do choose a lender to go with – is a pre-existing relationship important to you, or will you just chase the best rate? And how confident are you about the types of mortgages available or whether you’d be willing to switch? Tell us here.

Still a bit confused about getting a mortgage or whether you could benefit from switching your current one? Have a look at CCPC’s handy mortgage comparison tool to get an idea. Make sure you’re fully up to speed on all of your options by visiting the CCPC’s mortgage section to learn everything you need to know to find the right one.