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Mortgages

This year
2025
Why Irish banks kept mortgages cheap for homeowners - while savers got a raw deal
How does anyone buy a house in Ireland? Readers share their stories
Seriously, they’re so expensive – how do people do it? We asked you guys for answers.
Lots of people moved back into their parents' houses - or gardens - and found this really hard.
Intergenerational wealth plays a big role, with cash gifts and inheritances featuring in many readers' stories.
As house prices climb, people who bought during the pandemic told us they couldn't afford their home today.
Two years ago, we were told Irish houses were overvalued - here’s why prices kept rising anyway
Last year
2024
Bank of Ireland announces 0.5% cut to fixed rate mortages starting today
Are you a first-time-buyer? Hear from the people in the know when it comes to securing a mortgage
House prices surge by almost 9% nationally, with Dublin outpacing the rest of the country
High volume of Q2 first-time buyer mortgages, but existing owners reluctant to move homes
Housing market 'heating up' again as property price inflation rose by 7.9% in year up to April
The problem with affordable housing in Ireland - no one agrees how much it should cost
European Central Bank cuts interest rates as banks confirm reductions for tracker mortgages
Customer service 'not yet where it needs to be' for borrowers facing early arrears on mortgages
Financial analyst: House affordability should be the government's focus, not just house prices
Mark Coan
Mortgage drawdowns for first-time buyers hit highest level since 2007's Celtic Tiger peak
Homeowners warned more mortgage rate rises are likely to be on the way
Mortgage brokers have urged homeowners to consider switching to save money.
The ECB is likely to cut rates in 2024, but will this help Irish mortagage holders?
All time
Increased housing supply expected next year but construction costs continue to rise
Early signs of repayment challenges for vulnerable mortgage holders, the Central Bank says
The average age for first-time buyer mortgages reaches 35
Start Mortgages set to quit the Irish market and transfer loan servicing to Mars Capital
People who rent are now paying over €3,500 more per annum than mortgage holders
Opinion: Budget 2024 mortgage tax relief - is it too little, too late?
Mark Coan
Minister calls on Pepper to be 'absolutely clear' with customers about new fixed mortgage interest rate
Michael McGrath expects move by Irish banks to boost deposit rates
AIB apologises for letters to mortgage holders raising repayments
'I wonder have I failed my family': Readers describe their struggles with mortgage repayments
Are you struggling because of increased mortgage interest rates?
Sinn Féin say mortgage interest relief for homeowners ‘can’t wait until Budget’
Permanent TSB increases rates on some of its fixed rate mortgages
Are UK mortgage affordability struggles a sign of things to come in Ireland?
Irish households generally don't spend more income on housing compared to elsewhere in Europe
Irish mortgage rates rise above eurozone average with further increases likely
Now versus the 1980s: How interest rates impact household budgets
'My mortgage has gone up by €330 a month this year alone. Where will it end?'
Analysis: 'A number of variable mortgage holders are now looking vulnerable to rate hikes'
Mark Coan
Analysis: Government and the Central Bank can take steps to free the 60,000 mortgage prisoners
Mark Coan
McGrath welcomes ruling ordering Pepper Finance to lower mortgage rate for borrower in insolvency
Financial advisor: Another ECB hike has been imposed - what should mortgage holders do?
Kieran McAuliffe
Start of 2023 ushers in mortgage slowdown as drawdowns slide by a third
Bank of Ireland apologises over error in transferring over around 35,000 KBC mortgages
Homeowners with €6,000 owed on mortgage given repossession orders, committee told