EVERY DAY, TheJournal.ie brings you nine things you need to know with your morning cup of coffee.

1. #ROAD DEATHS: A two-year-old boy from Ireland is among those to have died following a road crash in Devon in the southwest of England which left another man dead yesterday afternoon. The boy’s parents are critically injured in hospital according to BBC News which reports that the family had been on holiday in the area. The other man who died had been arrested and taken to hospital.

2. #HSE: The HSE recorded a financial deficit of €280 million to the end of May as the government has ordered a review of spending in the health service, the Irish Times reports. The paper says the figures are alarming as the situation in the HSE has worsened in recent weeks. It’s now feared that money planned for investment in mental health services could be diverted elsewhere to make up the shortfall.

3. #AIB: A radical overhaul at Allied Irish Banks (AIB) could see some 90 branches closed as part of a restructuring programme, the Irish Examiner reports this morning. The paper says that rural areas are set to be most affected as the banks plans to deliver traditional banking services through An Post. The bank sought 2,5000 redundancies in March.

4. #ULSTER BANK: Speaking of banks, the problems at Ulster Bank continue to affect customers as branches around the country will open today in order to assist those affected. Some 36 banks will open today from 10am to 3pm. Meanwhile we’ve put together the experiences of some customers as the crisis looks set to enter its fourth working week on Monday.

5. #LIBYA: In its first free elections in more than 50 years, Libyans go to the polls today to select a temporary assembly amid fears that violence could overshadow the latest attempt to move on from the Gadaffi era. Al Jazeera reports that federalist protesters have threatened to boycott or sabotage the vote while yesterday a helicopter carrying election material from Benghazi was shot at in mid-flight killing a member of the logistics team on board.

6. #US: A diner owner in Ohio died just hours after meeting US president Barack Obama and serving him breakfast. Josephine ‘Ann’ Harris served Obama bacon and eggs as he stopped-off in Akron as part of a campaign bus tour of the state. The Washington Post reports that Obama expressed his condolences to the family of the Ann’s Place owner, 70, who died of a heart attack.

7. #MINIMUM PRICING: A price war between two cousins running nightclubs in the Donegal town of Bundoran has led to a judge imposing a minimum price of €2.50 per bottle of beer or measure of spirits being sold from any club in the area. The Irish Examiner says that at one point one of the clubs was selling shots at 50 cent while the other was offering free drink all night for €20.

8. #GARCIA MARQUEZ: The Nobel prize-winning novelist Gabriel Garcia Marquez is suffering from dementia his brother has said. BBC News reports that the 85-year-old is said to be suffering from some memory lapses with brother Jaime saying that the disease runs in the family. The author, known as ‘Gabo, is famous for his magical realism and is the author of One Hundred Years of Solitude.

9. #PENNIES: While paying off our mortgage might be a distant dream for some of us, a man in the US who pledged to make his last payment with pennies has done just that. AP reports that Thomas Daigle dropped off around 62,000 pennies in two boxes for the final payment on the Massachusetts home he bought with his wife in 1977. Awh…