Abhaile helps mortgage holders in arrears to find the best solution and keep them, wherever possible, in their homes. It provides free, confidential, financial and legal advice from independent experts, which can be accessed through MABS.

Those at risk of losing their home due to mortgage arrears may be eligible for one or more of the Abhaile services listed below, depending on their personal situation:

- Advice and help from a MABS Dedicated Mortgage Arrears Adviser (DMA) Financial advice Advice and help from a Personal Insolvency Practitioner (PIP)

- Advice and help from an accountant

- Advice and help from a consultation solicitor

- Support and information at repossession court proceedings, from a Court Mentor*

- Legal support and assistance at possession court proceedings, from a duty solicitor*

- Legal aid for a court review under the Personal Insolvency Acts, where creditors refuse a reasonable proposal that includes the borrower’s home mortgage arrears.

All Abhaile services are provided free to the borrower. Financial advice and help from a Personal Insolvency Practitioner (PIP) or an accountant, and legal advice and help from a consultation solicitor are accessed by the borrower using a voucher provided by MABS. MABS Dedicated Mortgage Arrears (DMA) advisers are also provided free through the Abhaile scheme.

*Due to COVID-19 public health guidelines there may not be a duty solicitor or court mentor at your court sitting.

If you are in mortgage arrears or fear you are at risk of losing your home, you may be eligible for free face-to-face financial or legal advice under the Abhaile service. For information, call the MABS dedicated helpline on 0761 07 2000 or click the button below.