The ongoing cost of living crisis means many people are looking to make savings and find ways to be more financially secure. Nick Charalambous from Cork-based Alpha Wealth Financial Management joins us on this week's episode to look at what changes from Budget 2023 might make an impact this year, what steps you can take to save the most money this year - and how you can lay the groundwork now for a better 2024.The Explainer is brought to you by The Journal. Providing open access to valuable journalism in Ireland has been the aim of The Journal for a decade. You can contribute to ensure we can keep questioning, investigating, debunking, explaining and informing at www.thejournal.ie/contribute/