Support from readers like you keeps The Journal open.

You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.

If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.

Shutterstock

The Daily Poll

Poll: Have you taken out a loan in the last 12 months?

Let us know.

MORE PEOPLE ARE taking personal loans out for home improvements, cars, holidays and education according to the latest figures from Banking and Payments Federation Ireland.

Its report for the last quarter of 2022 shows “strong growth” in personal loans activity compared to the same time period in 2021.

This morning we want to know: Have you taken out a loan in the last 12 months?

Poll Results:

No (6438)

Yes (1999)

Readers like you are keeping these stories free for everyone...

A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

Learn More Support The Journal

Author

Garreth MacNamee

View 8 comments

Send Tip or Correction

8 Comments

This is YOUR comments community. Stay civil, stay constructive, stay on topic. Please familiarise yourself with our comments policy here before taking part.

Leave a Comment

Brian Madden 9y

Install the app to use these features.

Mute Brian Madden

Favourite Brian Madden

Report

Feb 9th 2023, 9:52 AM

Are the banks sponsoring the journal these days?

252

Stanley Marsh 11y

Install the app to use these features.

Mute Stanley Marsh

Favourite Stanley Marsh

Report

Feb 9th 2023, 10:11 AM

Yep…from our daughter who is an avid saver.

Wanted 5k as a top up to buy a car and she had it sitting in the bank earning practically no interest so she pockets the 10% interest over 3 years from us rather than the bank.

248

Tom Leddy 13y

Install the app to use these features.

Mute Tom Leddy

Favourite Tom Leddy

Report

Feb 9th 2023, 10:36 AM

I got a loan of my neighbours lawnmower last summer. Does that count??

206

Aidy McBride 11y

Install the app to use these features.

Mute Aidy McBride

Favourite Aidy McBride

Report

Feb 10th 2023, 2:32 AM

@Tom Leddy: haha

Benny McHale

Install the app to use these features.

Mute Benny McHale

Favourite Benny McHale

Report

Feb 9th 2023, 10:51 AM

I got 50 off a mate in the pub one night. Interest free and no late penalty. Gave it back the following week and he bought me a pint as he was locked when he gave it to me and didn’t remember.
Ah negative interest. You’re not the only one, Central bank.

153

Brian Dunne 8y

Install the app to use these features.

Mute Brian Dunne

Favourite Brian Dunne

Report

Feb 9th 2023, 10:20 AM

A guard wouldn’t ask me that lads.

144

ciaran enright 13y

Install the app to use these features.

Mute ciaran enright

Favourite ciaran enright

Report

Feb 9th 2023, 10:50 AM

Did a pay later on Revolut for research purposes.

TheGrey Gimp 7y

Install the app to use these features.

Mute TheGrey Gimp

Favourite TheGrey Gimp

Report

Feb 9th 2023, 8:41 PM

@ciaran enright: Did it work

Defamation

Damaging the good reputation of someone, slander, or libel.
Racism or Hate speech

An attack on an individual or group based on religion, race, gender, or beliefs.
Trolling or Off-topic

An attempt to derail the discussion.
Inappropriate language

Profanity, obscenity, vulgarity, or slurs.
Spam

Advertising, phishing, scamming, bots, or repetitive posts.
Other

Poll: Have you taken out a loan in the last 12 months?

Poll Results:

Leave a commentcancel