A NEW POLL this morning suggests that Irish adults are worried about their income, and about the level of debt they may hold when they reach retirement age.

The poll, commissioned by pensions provider Friends First, indicates that eight in 10 Irish people are not confident of having enough income when they retire.

The study also shows that nearly half of respondents expect to be still paying off a mortgage when they reach retirement age.

Many of those reading will not yet have a mortgage (the poll’s respondents were all aged between 25 and 55), others will have already reached retirement age – but the poll’s results suggest a great deal of discomfort among a broad representation of Irish people as to whether or not they will fully own a property when the time comes for them to retire.

But does this apply to you?

We’re asking: Do you expect to have a mortgage paid off before you retire?