BUDGET 2025 WAS unveiled this week, with the Government announcing a number of once-off cost-of-living measures and tax cuts in what will be the coalition’s final fiscal announcement before a General Election takes place.
However, while some have welcomed the extra cash in the coming weeks and months, others feel the package did not include many measures that will benefit people in the long-term future.
Readers here at The Journal will be familiar with our popular How I Spend My Money series, which looks at how people in Ireland really handle their finances. Over the years, the series has chronicled the lives and financial ups and downs of hundreds of readers.
We are asking readers to get in touch and write a Money Diary to help us understand how people are handling their finances right now, and whether the Budget will benefit them.
Absolutely. Everyone is in a different place when it comes to money and will have different incomes and outgoings.
Everyone also has different approaches to finances. For instance, are you a good saver, or does money burn a hole in your pocket? Can you afford a pension? What about mortgages, are you confident you could qualify for one, are you meeting your mortgage payments?
If none of the above even seems remotely possible right now, then we also want to hear from you. It’s not an easy time and we get that, so you might just feel like saying ‘I can’t make ends meet’ and that’s ok too.
Over the course of a week, we ask you, our readers, to keep a record of how much you earn, what you save if anything, and what you spend your money on.
Send a message of interest to money@thejournal.ie and we will send back a diary template.
Our Money Diaries readers also love to hear about your day, what kind of routine you have, what you had for dinner – all of it. Woven into that is a note through the day about how much you spent on groceries, incidentals and other expenses.
Readers often get helpful information and tips from reading the diaries, so include details about Revolut vaults or other handy savings tips you might have.
If you’re interested in keeping a diary for a week, send an email to money@thejournal.ie and we’ll get in touch. We would love to hear from you.
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