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Saving and investing - what's the difference?

Let’s take a look.

Investing shouldn’t be confusing, and we’re here to answer your questions, big and small. So let’s get started…

Investing and saving do have some similarities, right?
Yes. Both savings and investments can be made in lump sums or on a regular, monthly basis.

So what’s the big difference?
KBC will invest your money in shares and bonds, which could help you beat inflation and get your money working harder. As with everything, there are risks, the value of your investment may go down as well as up. Savings, on the other hand, typically pay a fixed or variable interest rate.

Do I need to pick just one?
No, you can do both! You can save, you can invest, or you can save and invest. With Tap2Invest, you can start investing in the KBC app from as little as €10. Already a Current or Demand Account customer? Log into the KBC app and get started straight away. 

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Warning: These funds may be affected by changes in currency rates.

Warning: The value of your investment may go down as well as up.

Warning: Past performance is not a reliable guide to future performance.

Warning: If you invest in this product you may lose some or all of the money you invest.

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KBC Bank Ireland plc is a distributor of funds managed by KBC Fund Management Ltd and KBC Asset Management NV.

KBC Bank Ireland plc and KBC Fund Management Ltd are regulated by the Central Bank of Ireland.

KBC Asset Management NV is authorised in Belgium and regulated by the Belgian Financial Services and Markets Authority (FSMA).

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