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Caught for the second home tax? This information could save you €3,000

Those in dire straits may be able to negotiate with local councils by Friday – but after that the penalties jump massively.

THOSE WITH A second property who had not paid the Non-Principal Private Residence (NPPR) levy may have been panicked this week to learn that the deadline for late payments was fast approaching.

There is some breathing space, however, if a debtor is genuinely hard-up. The Local Government Management Agency (LGMA) has said this morning that those in dire straits may be able to negotiate payment terms with their local authority – as long as they do so by this Friday.

The cut-off date is worth noting – at the moment, those who did not pay the tax over the five years in which it was operational (2009 to 2013 inclusive) are liable for €4,220 in late payment penalties.

From Monday, this will jump by over €3,000 to €7,230. The sum owed is then frozen at that point, according to the NPPR.

What to do

Speaking on RTÉ Radio One’s Morning Ireland, a representative of LGMA said that there are conditions attached to negotiating with your local council on your current debt. For one thing, you’ll still have to pay what you owe at some stage – it’s just the terms and time of repayment may be up for negotiation.

The spokesperson also said that those claiming this break will probably be asked to prove their inability to pay immediately by showing bank statements and other financial information.

Not all of those liable for unpaid NPPR charges are liable for the whole five years of the charge. Some may have paid for a portion of the years but not for all. These people are also facing a deadline of this Friday to stump up the remainder.

The NPPR charge was abandoned at the end of 2013 – there is none for 2014. Those wishing to make payments need to create an account – this can be done online here.

Bonus note: You still have to pay the Local Property Tax charge on all properties in 2013 and 2014.

One landlord paid over €80,000 for ‘second’ home tax in 2011>

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    Mute Earth Traveller
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    Jul 31st 2019, 6:56 AM

    So a no-deal Brexit would be bad for the economy but so would an orderly Brexit. And does anyone really believe that inflation is only 1 percent per annum in this country? I assume the Central Bank guy is not renting accommodation or paying crèche fees.

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    Mute joe
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    Jul 31st 2019, 9:31 AM

    @Earth Traveller: yes…inflation is low. Are any of your day to day products in a basket of goods going up?

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    Mute joe
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    Jul 31st 2019, 9:34 AM

    @Earth Traveller: yes…inflation is low. Are any of your day to day products in a basket of goods going up? Competition is driving retail prices down. The majority of people own their homes and interest rates are dropping…

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    Mute Rob Russell
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    Aug 1st 2019, 10:47 AM

    @joe: yes they absolutely are

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    Mute Willy
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    Jul 31st 2019, 6:36 AM

    More tax from FFG …

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    Mute Adrian
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    Jul 31st 2019, 6:45 AM

    Our central banks “expert” analysis seems to be to look at the current number and then add a little bit onto that!

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    Mute Adrian
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    Jul 31st 2019, 6:53 AM

    And aren’t we all so lucky that FFG never brought us to the brink of recession!

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    Mute Adrian
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    Jul 31st 2019, 12:18 PM

    Its always somebody else’s fault, brexit, or the financial crash, or the butterfly that flapped its wings the wrong way in brazil, its never the fault of the useless idiots in dail eireann.

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    Mute Donal Carey
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    Jul 31st 2019, 7:13 AM

    We need to stand up stop thinking about how bad it will be without England financially and start thinking about Irish unity and how it will benefit us as a nation of course if won’t benefit us straight away but a few years down the line it will. Those figures the central bank send out I would take them with a grain of salt .Time to stop moaning and get on with it.

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    Mute FlopFlipU
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    Jul 31st 2019, 7:37 AM

    @Donal Carey: what if the vote goes the other way ,what then and it is likely to do that as the uncertainty that is around the corner

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    Mute joe
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    Jul 31st 2019, 9:35 AM

    @Donal Carey: we really don’t want or need that money pit!

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    Mute Donal Carey
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    Jul 31st 2019, 10:04 AM

    @FlopFlipU: Negative everything points to a United Ire and it’s about time

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    Mute Gilly Moriarty
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    Jul 31st 2019, 9:33 AM

    Once northern Ireland see how britain has betrayed them, it will a work itself out.

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    Mute garry murphy
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    Jul 31st 2019, 10:40 AM

    What will they use to scare us with when its all sorted.

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    Mute Adam O'hEidhin
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    Jul 31st 2019, 1:08 PM

    Is this the same regulator that predicted a soft landing at the height of the Celtic tiger?

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    Mute Kieran Stafford
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    Jul 31st 2019, 12:06 PM

    The banks will be a great help to struggling people. They give you an umbrella when the sun is out, then take it off you when it’s raining

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    Mute Joseph Molloy
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    Jul 31st 2019, 12:09 PM

    Scare mungering again like 12 years ago

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    Mute The Great Unwashed
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    Jul 31st 2019, 12:47 PM

    @Joseph Molloy:
    You may have missed it, but 12 years ago the proverbial muck hit the fan in this country like never before and we’re still suffering the consequences. Where exactly do you see the scaremongering?

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    Mute JeremiahMcDonagh
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    Jul 31st 2019, 2:03 PM

    Brexit won’t happen. English are stupid alright but not economically suicidal. London is the powerhouse and voted remain. Money talks.

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