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So let me get this straight, banks are lending to agriculture and property development, one sector that is inherently inefficient and can get pretty much all of the grants by stamping their foot m, the other landed us in a mahoosive mess, with loans still outstanding to the tune of billions.
Banks aren’t lending to R+D – the one area we know we can do quite well in, because we’re already doing quite well in it.
People still wonder how a) we got into this mess, and b) we are still in it. This country is amazing.
A. Maze. Ing.
I agree that is a bad figure but the reality is Ireland has never been great at R & D. I don’t know where R&D money comes from elsewhere but it is a very risky low return business and I doubt bank loans are the way to go.
I am co-founder of a hi-tech SME. We’ve raised almost €1m from VCs and have contracts of approx €1m with some of the world’s biggest companies ( all exports). The lowest qualification in the company is an M.Sc. We were refused company credit cards until our CEO gave personal guarantees and we now have limits on the cc’s of €140. That’s the banks in Ireland. But glad 2 hear the property developers can get cash. That’s a lovely stable industry.
Insanity is repeating the same thing over and over and expecting different results. It’s evident that the banks are hoping for a return to the anomaly that was the property bubble.Try again, it’s not going to happen
Of course, those are the traditional “safe as houses” sectors of the Irish economy. Just think about the qualifications for being a banker in Ireland – have you ever seen such a shower of smug gits?
This blog makes me realize the energy of words and pictures. As always your things are just gorgeous and I am grateful that you let us look in! Keep coming up with ideas. Small Business Loan
We are a sme with a patent product that we are Bringing to the Irish market .We have been refused credit from the banks as they need personal guarantees so we told them that we have no problem signing personal but we have no assets they still would not give us credit .We went to dublin city enterprises board and got approved for the 10 thousand euro feasibility grant we spent 24 thousand euro and now they have told us we are only getting 5650 euro as we did not employ an out side company to do our market research what a joke spend 24.000 and get 5650 . There is no help for sme in this country it’s a big joke !!!!
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