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The 9 at 9 The weekend is about to begin, but here are the nine things you want to know as you start your Friday.

EVERY DAY, TheJournal.ie brings you nine things you need to know with your morning cup of coffee.

1. #BANKS: The Central Bank of Ireland said that one in five payment protection insurance policies they reviewed were in breach of policy and banks will now have to repay €25 million to customers.

2. #VOTING: More than 6000 polling stations opened at 7am today. Campaigning for the two referenda is over and now it is up to you to decide.

3. #SICILY: Three hundred people are feared dead after a boat carrying migrants to a small island off Sicily went up in flames and sank.

4. #USA: A woman with a toddler in her car tried to ram a White House barrier yesterday before a high-speed car chase ended with her being shot dead.

5. #HEALTH: The Minister for Health James Reilly said he hopes there won’t be an overrun in his budget this year.

6. #SVP: Former millionaires who have gone through tough times during the recession have been relying on the St Vincent de Paul to help them feed their families. [The Examiner]

7.#STRIKE: The industrial action by doctors due to take place next Tuesday could impact 15,000 patients. [The Irish Times]

8. #MURDER: A woman in Bradford, England will be sentenced today after she was found guilty of starving her son to death. His ‘mummified’ body was found in her house two years after he died in 2009. [Sky News]

9. #MICRO-CHIP: Intel has picked Ireland ahead of other competitors to design its next major chip processor line. [The Independent]

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