EVERY MORNING, TheJournal.ie brings you the nine things you need to know as you begin your day.

1 #ULSTER BANK: Details of a compensation package for more than half-a-million Ulster customers are due this morning, after their bank accounts were affected by an IT glitch at a data centre in Scotland last month.

2 #WHERE’S REILLY? The Carer’s Association is among the many groups criticising the €130 million in HSE cuts which are due before the end of the year. A HSE spokesperson has said this morning that in terms of home help each individual case will be looked at, but declined to give assurances that hours would not be cut. This morning’s papers are questioning the whereabouts of Health Minister James Reilly.

3. #SPAIN: RTÉ is reporting this morning that three people from Cork have been arrested in Spain after €6m worth of cannabis was found on an Irish-registered ship.

4. #EASTWOODING: Last night Mitt Romney formally accepted his party’s nomination for November’s election at the Republic convention in Tampa. During his keynote speech he pledged to restore the promise of America. The show was stolen however, by actor Clint Eastwood, who spent some of his speech addressing an empty chair, pretending President Obama was sitting in it. Obama had the perfect response though. Eastwood also started his own meme… #eastwooding.  Here’s our offering:

5. #CORK: The Cork County Board has said that the redevelopment of Páirc Uí Chaoimh is set to create more than 400 jobs. The plans to modernise the home of Cork GAA and restore it as one of the country’s premier sports stadiums by 2015 will cost €67 million

6. #QUINN: Today marks the deadline for Seán Quinn to provide information to the courts about his assets. A New York Times piece today calls Quinn an ‘Irish tycoon in disgrace’ and documents details of the rally in support of Quinn and his family in Cavan in July.

7. #PARALYMPICS: There are a number of Irish athletes taking part in Paralympic events in London today, with interest in air rifle, equestrian, cycling, swimming, athletics, table tennis and rowing. Catch up on all the latest with TheScore.ie’s Paralympic Breakfast.

8. #BACK TO SCHOOL: Did you wave off a  little one on their first day of school yesterday? Or maybe you’re remembering when your children first set foot in a classroom, or indeed reminiscing about your own early education. Deborah McCarthy has written this – potentially tearjerking – piece of advice for her little boy as he embarks on his schooldays.

9. #ELECTRIC PICNIC: Tens of thousands of revellers are heading to the small village of Stradbally in Co. Laois today as Electric Picnic 2012 kicks off. The Cure and Sigur Ros are among the headliners for the festival, while Met Eireann is predicting that it could be one of the driest picnics in years. Are you going? Send us some pics of your preparations to tips@thejournal.ie or tweet us @TheJournal_ie