EVERY DAY, TheJournal.ie brings you nine things you really ought to know with your morning coffee.

1. #COME ON CLARKEY: It’s all about Darren Clarke this morning, as Northern Ireland celebrates its third Major golf success in just 13 remarkable months. The 42-year-old veteran described himself as “a bit of a normal bloke” – and dedicated his remarkable victory to his two young sons who lost their mother five years ago.

2. #BILLS: A new survey has shown that Irish households are under increasing financial pressure, with almost half of Irish homes behind on at least one bill. The survey underlines how little cash that the government can skim in the next Budget – with huge numbers saying they will not be able to cope if there are more levies introduced.

3. #COMPENSATION: The Church and the State are embroiled in another row, as it emerges that the country’s religious institutions may boycott a conference with Ruairí Quinn this Friday. Quinn says the institutions owe Ireland €200m in compensation for institutional abuse victims – but the Irish Times says the organisations never agreed to a 50-50 split.

4. #NAVAN: Navan General Hospital could be the next to lose its 24-hour A&E service, according to a report in the Irish Times. A draft HSE document proposes reducing the ward to a 12-hour service, with other cutbacks at hospitals in Dundalk and Drogheda.

5. #ROADS: Two people have died in separate road accidents overnight. A male pedestrian was killed when he was struck by a car in Spiddal, Co Galway, while another died in a single-car crash on the M11 in Gorey.

6. #HACKING: The News of the World phone-hacking affair has claimed another major scalp. Last night the UK’s top policeman stepped down over the affair – though he insisted that he was free of wrongdoing. Stevenson fired a parting shot at David Cameron, who is now under even more pressure over his relationship with News International.

7. #EUROZONE: The deepening European debt crisis looks like it’s going to come to a head this week. Angela Merkel says she won’t be going to this week’s emergency summit unless there’s a deal on managing Greece’s crisis – and that deal must include burden-sharing with Greece’s bondholders. But Jean-Claude Trichet quickly stepped in and said a default could not be considered…

8. #COLLAPSE: Eight people have been injured after a stage collapsed at a major blues festival in Canada. The stage at the Ottawa Bluesfest fell during heavy winds, during a set by the band Cheap Trick. Our report includes footage of the aftermath.

9. #OWLING: Forget planking, that’s sooo yesterday. The latest online craze is posing as if you’re an owl. But was the meme spawned by a photo of a G20 protest in Canada?