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The 9 at 9 Good morning! Here are nine things you need to know as you start your day…

EVERY MORNING, TheJournal.ie brings you nine things you need to know with your morning cup of coffee.

1. #BANKING INQUIRY: An Oireachtas Committee that will investigate the banking collapse will have automatic powers to compel witnesses to appear before it.

2. #GARDA: Martin Callinan, the Garda Commissioner will face tough questions at an Oireachtas committee today over the penalty points cancellation row.

3. #FUNERAL: The funeral of Tom O’Gorman will be held tomorrow.

4. #MORTGAGES: Debt in the sub-prime mortgage sector amounts to €1.9 billion, the Minister for Finance Michael Noonan confirmed.

5. #RACING: The Irish Independent reports that Irish and UK bookmakers have been hit by a loss of an estimated €2.5 million following wins by four horses with links to trainer Barney Curley yesterday.

6. #JOBS: Pharmaceutical company, Aspen, has announced 42 new tech jobs for Dublin.

7. #BAILOUT: Following in our footsteps, Spain has exited from its bailout programme.

8. #BONO: U2′s frontman will join Taoiseach Enda Kenny and Minister for Finance Michael Noonan for dinner tonight at the World Economic Forum in Davos this evening.

9. #UKRAINE: Opposition leaders in Ukraine have issued an ultimatum to President Viktor Yanukovych as violence in the country escalates.

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