EVERY MORNING, TheJournal.ie brings you the nine things you need to know as you start your day.

1. #AVIVA: Insurance company Aviva is expected to announce around 850 redundancies and the outsourcing of another 300 jobs at meetings with staff at its Dublin, Cork and Galway offices this morning.

2. #CONSUMER CODE: The Central Bank has unveiled a new code of conduct for stronger consumer protection. The code outlines how banks and insurers should handle customers in arrears on their loans and credit cards.

3. #ARRESTS: Gardaí in west Dublin have arrested three women and seized a firearm and a large quantity of cosmetics as part of an ongoing investigation.

4. #DALE FARM: Riot police arrived at the illegal Dale Farm traveller camp this morning to begin evicting residents who lost their legal challenge to the evictions. Sky News has shown chaotic scenes in its coverage of the operation this morning, including a burning caravan, which has been completely destroyed (note the time stamps below):

5. #RACE FOR THE ÁRAS: Today’s TellUsWhy question for the seven Áras candidates centres on a State visit to China and what each would focus on in their keynote speech. With a week left until polling, the candidates continue their campaigns – check out our #Áras11 diary if you want to see where they are today.

6. #APPLE: Apple’s latest results have missed expectations for the first time in years and it’s shares fell 7 per cent yesterday. The company blamed rumours surrounding the new iPhone for lower-than-expected sales of the device in its fourth fiscal quarter.

7. #OCCUPY WALL STREET: Author Naomi Wolf was arrested at an Occupy Wall Street protest in New York outside a ceremony honouring New York’s governor. Wolf has been released from custody and says she did nothing illegal.

8. #FACE OFF: Seven US Republican Party politicians vying for the party’s presidential nomination squared off in a televised debate last night, with Mitt Romney and Rick Perry getting particularly personal over the issue of illegal immigration.

9. #BOOKER: Julian Barnes has won the Man Booker Prize with his novel The Sense of an Ending, after being nominated for the fourth time in his career for the prestigious literary award. Here he talks about giving up reading his reviews and reading about the Booker Prize, which he describes as a “lottery” between competing authors: