Support from readers like you keeps The Journal open.
You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.
If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.
With the occupation of Apollo House came loud calls for Nama to step up and focus its attention on solving Ireland’s current (and growing) housing and homelessness crisis. In the final installment of a special investigation, TheJournal.ie visits some of the most affected areas to examine if the so-called bad bank has been playing its part in providing social housing.
Woodfield in Blarney. Tuath housing
Tuath housing
SARAH* HAD GIVEN up on getting housed through Cork County Council when the letter came that an apartment was available for her family to move into.
She had been on the waiting list for eight years with nothing coming up for her and her two young children.
One day, “out of the blue”, she was told that a three-bedroom apartment had become available at the Woodfield estate in Blarney.
The apartment was available through Túath Housing – one of the largest Approved Housing Bodies (AHBs) in the country.
AHBs are licensed to provide and manage social housing. Their use has grown significantly in recent years as local councils significantly cut back on building social housing in the years following the economic collapse.
“From getting the letter, I had an interview and was in the house within the two weeks,” Sarah tells TheJournal.ie from her home in Blarney.
It’s a really nice place, I feel completely at home here.
Túath acquired the 12 new apartments in the estate of Woodfield in Blarney through a leasing arrangement with Nama.
Nama and social housing in Cork
The occupiers of Apollo House in Dublin – who formed under the banner of the Home Sweet Home campaign – argued last month that buildings under Nama control should be repurposed as accommodation for homeless people and those in need.
Nama has to date identified 6,941 properties under its control to be potentially used as social housing across the country. Demand was confirmed by local councils for 2,748 of these (meaning 4,193 are no longer being considered).
The reasons for a council not taking up Nama property offers are varied. In many cases the demand for housing in a particular area just isn’t there. Nama also withdraws a number of the units it offers to be sold on the private market.
In other instances, a too-large grouping of social housing in a particular area goes against guidelines for sustainable communities – that is, ensuring that too many social housing units don’t get built-in the same area in order to avoid social exclusion.
The Housing Department defines it as “development that meets the needs of the present without compromising the ability of future generations to meet their own needs”.
This is a key part of the government’s Housing Action Plan, which states that sustainability is important in order to “avoid repeating the mistakes of the past”.
Housing Minister Simon Coveney who launched the plan last year. Sam Boal / RollingNews.ie
Sam Boal / RollingNews.ie / RollingNews.ie
Cork is divided into two local authorities – Cork County Council and Cork City Council.
There are currently 4,241 people on the social housing waiting list for Cork County Council.
The council has to date been offered 806 units by Nama for use as social housing. Of these, demand has been confirmed for 322, with 307 being completed as of the end of last year.
In total, 106 units were rejected by the council (only seven for the sustainable community reason), while 371 of the potential homes were withdrawn by Nama.
At Woodfield in Blarney, the 12 units operated by Túath sit at the end of an estate made up of a mix of private and rented houses – the sought after sustainable community.
The units are made up of two and three-bedroom homes, mostly for young families. There is also a large garden around the back of the complex.
A bike shed set up at Woodfield House. Cormac Fitzgerald / TheJournal.ie
Cormac Fitzgerald / TheJournal.ie / TheJournal.ie
Túath places a lot of importance in the sustainable community model.
Lisa says that her children fit right into the area. They play with the other children from the building, as well as the other children from the wider estate.
“I could see us staying here long-term. It’s a lovely place – homely,” she says.
The kids especially – they really enjoy it here.
Children playing during the summer in Woodfield. Tuath Housing
Tuath Housing
To date, Túath has acquired 446 homes through Nama. Of these, 316 homes (including the Blarney development) were acquired through the special purpose National Asset Residential Property Services (NARPS).
Under this scheme, Nama takes direct ownership of properties and then leases them out to a local authority or housing body.
In most of the cases (like in Blarney) the properties Nama takes control of are the incomplete units in unfinished housing estates (like ghost estates). With the collapse of the housing market in the late-2000s, many developments were left unfinished across the country.
As well as Blarney, Túath has acquired houses across Cork county from Nama – in Mallow, Macroom, Passage West, Midleton and Douglas.
Advertisement
The Túath Housing offices in Cork city. Cormac Fitzgerald / TheJournal.ie
Cormac Fitzgerald / TheJournal.ie / TheJournal.ie
Cork city
In Cork city, the number of units offered to the council by Nama is lower than in the county – with the number of units accepted being lower again.
Figures from the Housing Agency show that 502 units have been identified by Nama for use as social housing. Of these, demand was confirmed for 189 (with 138 being completed).
A total of 313 properties are no longer being considered:
178 were rejected by the council for the reason of sustainable communities
135 were withdrawn by Nama
A spokesperson for the council confirmed that it had initially sought to obtain the 135 units before Nama had later withdrawn them.
Local Anti-Austerity Alliance councillor Fiona Ryan has criticised the council for rejecting properties on the basis of sustainable communities.
She points to one example at Ashmount Mews estate on the eastern outskirts of the city.
Nama offered 71 properties to the council to be used as social housing here, with 34 being accepted and 37 being rejected on the basis of a sustainable community not being available.
The homes are managed by Respond – another Approved Housing Body. So far, 23 tenants have since moved into the area, with another 11 due to move in soon.
For Ryan – who is a member of the council’s Housing Strategic Policy Committee – the reason for rejecting properties on the basis of sustainable communities acts as a barrier to housing people in need.
Fiona Ryan believes a sustainable community policy acts as a barrier to housing people. Cormac Fitzgerald / TheJournal.ie
Cormac Fitzgerald / TheJournal.ie / TheJournal.ie
She argues that of the over 4,700 people currently on the Cork City Council housing waiting list, many would love the chance to live at Ashmount Mews.
“We’re in a housing emergency and I don’t think that it’s acceptable to be rejecting 37 houses or any suitable houses,” says Ryan.
“Just on the basis of unfounded fears that an over-concentration of social housing will inevitably lead to issues.”
Ryan says that investment in communities and proper services being offered were more important than “having a narrow look at income”.
The concept around mixed tenancies and sustainable communities are an insult to people who have grown up in social housing communities.
She states that she could easily draft a large list of people who would gladly move into the area.
A spokesperson for Cork City Council said that the remaining properties in Cork were not accepted as they “would have not been in line with the principles of sustainable communities”.
So, is Nama providing social housing?
Finance Minister Michael Noonan last week said in the Dáil that Nama had just 173 properties in its portfolio that were currently for sale. Noonan said that many of these were already at the sale agreed stage or between tenancies.
The Home Sweet Home campaign last month sought to highlight the issue of empty Nama buildings and how they could be used to address Ireland’s escalating homelessness crisis.
However, rather than look just at how Nama currently offered social housing units to councils, the campaign also focused on vacant office buildings by taking over Apollo House.
SAM BOAL / RollingNews.ie
SAM BOAL / RollingNews.ie / RollingNews.ie
A large part of the campaign was calling for Minister Noonan to use his powers to compel Nama to make buildings under it its control available for homeless accommodation.
Under Section 14 of the Nama Act, the Finance Minister can give a direction to Nama to with carrying out its purposes that it must comply with.
This direction applies in particular to a certain function of Nama, which is laid out in Section 2 of the Act, namely to “contribute to the social and economic development of the State”.
However, the department responded by pointing out the units Nama has already offered to councils as fulfilling its social remit requirements.
The department also pointed out that Nama plans to facilitate the delivery of 20,000 private units by 2020. Under Part V of planning laws, 10% of these will be required to be social.
Meanwhile, while the sustainable communities model for councils not accepting potential social housing has come under criticism, it is a key tenet of the Housing Action Plan and is likely to remain in force.
The Approved Housing Bodies, for their part, have welcomed Nama’s input putting forward properties to be acquired.
Respond, Tuath Housing and Clúid all expressed satisfaction with the role Nama had played in bringing more social housing properties on stream.
However, for campaigners, people on housing lists and those critical of the government’s Housing Action Plan – the problems with the State-run bad bank will remain.
The selling off of assets to foreign investment funds (so-called vulture funds) and the vast majority of properties under Nama’s control going towards private ownership will remain points of major contention.
Readers like you are keeping these stories free for everyone...
A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article.
Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.
@Noelyj: she can’t speak in the Dail except as CC, can’t oppose or propose legislation or amendments. She is in effect leaving her constituents unrepresented in the Dail by an independent voice, which is what they presumably voted for. It’s a pretty full on time consuming job leaving little time for anything else.
@Dermot Blaine: She couldn’t careless she’s on a quarter of a million plus and is FG bred born and reared. The only reason she’s not in that party she couldn’t keep her mouth shut. This is a good way to keep her quiet
@Tim Brennan: yes indeed, she has guaranteed her job as a td for the next 8 years while doing nothing for her constuency. Not sure how that will go down in Wexford.
This is another attempt by Martin to Dominate power , he is instructing his PP to vote for a particular person. Now some years ago it was decided that the appointment of Ceann Comhairle would be by SECRET BALLOT. , free from the Party Whip. Now we have Martin trying to bypass this and tell party members who to vote for. I just hope that FF members with a bit of Gumption and Guts are capable of standing on there own two feet and deciding for themselves . But,— I’m fairly sure that there are several hoping to slidder into Ministerial jobs by impressing the BOSS. For the good of the Country will ye stand up and be counted for once .
Well it’s great to see we have moved on from gombeen politics isn’t it. You know we are such gullible and nieve people to give these tramps the time of day. It’s all so cosy. Put in an independent. They will all then vote for us. We are some idiots of a nation.
@Alan Power: Dare ya to say something vile and nasty!! I know your dying too !! You can’t help yourself, is your true nature!!
Imagine growing up wanting to be a Troll ? Is it all you dreamed it would be ? Oh and btw LOL.
@Ned: she ain’t no grand girl, fine gael to the bone. She’ll fit in well, just feathering her own nest and taking back handers. Not a woman to be trusted. Very snakey phucker.
100.000 murdered people were found just in one mass grave in Syria. Nobody from FF/FG/SF says anything about genocide nor running to the court. Very soon everyone will witness the real genocide of Kurds. That is how exactly palestinian terrorists viciously supported around because they absolutely cannot do anything else in life.
@Sergej Simonov: anti semites only object when jews are defending themselves, Iran and Russia can kill as many as they like, FF FG trying to out Shinner the shinners, that’s what you get when you have a school drop out who’s failed upwards running the country, in years to come he’ll only be remembered for his ridiculous stern look when trying to appear serious, absolute embarrassment
Sitdown Sunday: The man who loses thousands on camera every day - and the millions who watch him
50 mins ago
3.3k
2
Good Morning
The 9 at 9: Sunday
Updated
51 mins ago
1.8k
social welfare changes
If you lose your job and have worked for 5 years you'll get up to €450 a week under new rules
11 hrs ago
31.4k
70
Your Cookies. Your Choice.
Cookies help provide our news service while also enabling the advertising needed to fund this work.
We categorise cookies as Necessary, Performance (used to analyse the site performance) and Targeting (used to target advertising which helps us keep this service free).
We and our 161 partners store and access personal data, like browsing data or unique identifiers, on your device. Selecting Accept All enables tracking technologies to support the purposes shown under we and our partners process data to provide. If trackers are disabled, some content and ads you see may not be as relevant to you. You can resurface this menu to change your choices or withdraw consent at any time by clicking the Cookie Preferences link on the bottom of the webpage .Your choices will have effect within our Website. For more details, refer to our Privacy Policy.
We and our vendors process data for the following purposes:
Use precise geolocation data. Actively scan device characteristics for identification. Store and/or access information on a device. Personalised advertising and content, advertising and content measurement, audience research and services development.
Cookies Preference Centre
We process your data to deliver content or advertisements and measure the delivery of such content or advertisements to extract insights about our website. We share this information with our partners on the basis of consent. You may exercise your right to consent, based on a specific purpose below or at a partner level in the link under each purpose. Some vendors may process your data based on their legitimate interests, which does not require your consent. You cannot object to tracking technologies placed to ensure security, prevent fraud, fix errors, or deliver and present advertising and content, and precise geolocation data and active scanning of device characteristics for identification may be used to support this purpose. This exception does not apply to targeted advertising. These choices will be signaled to our vendors participating in the Transparency and Consent Framework.
Manage Consent Preferences
Necessary Cookies
Always Active
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work.
Targeting Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
Functional Cookies
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then these services may not function properly.
Performance Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not be able to monitor our performance.
Store and/or access information on a device 110 partners can use this purpose
Cookies, device or similar online identifiers (e.g. login-based identifiers, randomly assigned identifiers, network based identifiers) together with other information (e.g. browser type and information, language, screen size, supported technologies etc.) can be stored or read on your device to recognise it each time it connects to an app or to a website, for one or several of the purposes presented here.
Personalised advertising and content, advertising and content measurement, audience research and services development 143 partners can use this purpose
Use limited data to select advertising 113 partners can use this purpose
Advertising presented to you on this service can be based on limited data, such as the website or app you are using, your non-precise location, your device type or which content you are (or have been) interacting with (for example, to limit the number of times an ad is presented to you).
Create profiles for personalised advertising 83 partners can use this purpose
Information about your activity on this service (such as forms you submit, content you look at) can be stored and combined with other information about you (for example, information from your previous activity on this service and other websites or apps) or similar users. This is then used to build or improve a profile about you (that might include possible interests and personal aspects). Your profile can be used (also later) to present advertising that appears more relevant based on your possible interests by this and other entities.
Use profiles to select personalised advertising 83 partners can use this purpose
Advertising presented to you on this service can be based on your advertising profiles, which can reflect your activity on this service or other websites or apps (like the forms you submit, content you look at), possible interests and personal aspects.
Create profiles to personalise content 39 partners can use this purpose
Information about your activity on this service (for instance, forms you submit, non-advertising content you look at) can be stored and combined with other information about you (such as your previous activity on this service or other websites or apps) or similar users. This is then used to build or improve a profile about you (which might for example include possible interests and personal aspects). Your profile can be used (also later) to present content that appears more relevant based on your possible interests, such as by adapting the order in which content is shown to you, so that it is even easier for you to find content that matches your interests.
Use profiles to select personalised content 35 partners can use this purpose
Content presented to you on this service can be based on your content personalisation profiles, which can reflect your activity on this or other services (for instance, the forms you submit, content you look at), possible interests and personal aspects. This can for example be used to adapt the order in which content is shown to you, so that it is even easier for you to find (non-advertising) content that matches your interests.
Measure advertising performance 134 partners can use this purpose
Information regarding which advertising is presented to you and how you interact with it can be used to determine how well an advert has worked for you or other users and whether the goals of the advertising were reached. For instance, whether you saw an ad, whether you clicked on it, whether it led you to buy a product or visit a website, etc. This is very helpful to understand the relevance of advertising campaigns.
Measure content performance 61 partners can use this purpose
Information regarding which content is presented to you and how you interact with it can be used to determine whether the (non-advertising) content e.g. reached its intended audience and matched your interests. For instance, whether you read an article, watch a video, listen to a podcast or look at a product description, how long you spent on this service and the web pages you visit etc. This is very helpful to understand the relevance of (non-advertising) content that is shown to you.
Understand audiences through statistics or combinations of data from different sources 74 partners can use this purpose
Reports can be generated based on the combination of data sets (like user profiles, statistics, market research, analytics data) regarding your interactions and those of other users with advertising or (non-advertising) content to identify common characteristics (for instance, to determine which target audiences are more receptive to an ad campaign or to certain contents).
Develop and improve services 83 partners can use this purpose
Information about your activity on this service, such as your interaction with ads or content, can be very helpful to improve products and services and to build new products and services based on user interactions, the type of audience, etc. This specific purpose does not include the development or improvement of user profiles and identifiers.
Use limited data to select content 37 partners can use this purpose
Content presented to you on this service can be based on limited data, such as the website or app you are using, your non-precise location, your device type, or which content you are (or have been) interacting with (for example, to limit the number of times a video or an article is presented to you).
Use precise geolocation data 46 partners can use this special feature
With your acceptance, your precise location (within a radius of less than 500 metres) may be used in support of the purposes explained in this notice.
Actively scan device characteristics for identification 27 partners can use this special feature
With your acceptance, certain characteristics specific to your device might be requested and used to distinguish it from other devices (such as the installed fonts or plugins, the resolution of your screen) in support of the purposes explained in this notice.
Ensure security, prevent and detect fraud, and fix errors 92 partners can use this special purpose
Always Active
Your data can be used to monitor for and prevent unusual and possibly fraudulent activity (for example, regarding advertising, ad clicks by bots), and ensure systems and processes work properly and securely. It can also be used to correct any problems you, the publisher or the advertiser may encounter in the delivery of content and ads and in your interaction with them.
Deliver and present advertising and content 99 partners can use this special purpose
Always Active
Certain information (like an IP address or device capabilities) is used to ensure the technical compatibility of the content or advertising, and to facilitate the transmission of the content or ad to your device.
Match and combine data from other data sources 72 partners can use this feature
Always Active
Information about your activity on this service may be matched and combined with other information relating to you and originating from various sources (for instance your activity on a separate online service, your use of a loyalty card in-store, or your answers to a survey), in support of the purposes explained in this notice.
Link different devices 53 partners can use this feature
Always Active
In support of the purposes explained in this notice, your device might be considered as likely linked to other devices that belong to you or your household (for instance because you are logged in to the same service on both your phone and your computer, or because you may use the same Internet connection on both devices).
Identify devices based on information transmitted automatically 88 partners can use this feature
Always Active
Your device might be distinguished from other devices based on information it automatically sends when accessing the Internet (for instance, the IP address of your Internet connection or the type of browser you are using) in support of the purposes exposed in this notice.
Save and communicate privacy choices 69 partners can use this special purpose
Always Active
The choices you make regarding the purposes and entities listed in this notice are saved and made available to those entities in the form of digital signals (such as a string of characters). This is necessary in order to enable both this service and those entities to respect such choices.
have your say