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ROSCOMMON COUNTY COUNCIL is taking out a €1.5 million loan to fund the Rebuilding Ireland Home Loan (RIHL) scheme to provide government backed mortgages to first-time buyers.
The RIHL was launched by the government in February last year to help people buy their first home. Prospective homeowners avail of the scheme through their local authorities however in recent months doubts about the future of the scheme swirled as it emerged that funds for the initiative had run out.
Housing Minister Eoghan Murphy sought to quell those fears, saying that money is available under the scheme this year, and that “local authorities need not wait for their allocations for 2019″.
Councillors in Roscommon voted to approve raising the €1.5 million loan this week.
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The council has received 43 applications for the loans to date. Five of those applications have been successfully completed and the loans have been drawn down. A further 11 applications have received approval.
If all 16 approved applications proceed the total cost will be nearly €1,856,000.
Nine applications are awaiting a decision and would require an additional €915,595 in funding if they are all approved. The remaining 18 applications were rejected.
The County Council currently has a total of €2,145,800 for the scheme.
The scheme is open to people with an annual income not exceeding €50,000 and couples with a combined income that doesn’t exceed €75,000.
Applicants must show that they have received two insufficient finance offers from banks or building societies. They also must have at least 10% of the value of home in a deposit.
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This law will do nothing to stop violent people being violent. It will simply take the onus off the police to sort it out, now abused men and women will be told its their fault for not doing the adequate checks in the first place.
Seems a good idea, but I’d be very worried about all the privacy of information issues. If someone applied to gain access to information held another person’s file, what proof would the have to give to confirm that they are in a relationship with that first person? What structures would be in place to avoid misuse by marketing / profiling agencies…
Many people know that their partners are violent long before they raise a hand to them , i know some never leave even when given the oppurtunity arises.
I don’t think This law will change anything
I think the main problem here is that the vast majority of the perpetrators of domestic violence never make it to the courts, never mind acquire a conviction for it.
I hate the trend of naming laws after victims. It encourages the passing of bad laws (I’m not talking about this one specifically) by appealing to emotion over reason.
If some one hits you or slaps you once they will more than likely do it again, so there is no need for this law just people need to wise up and realise that if it happens once its time to get out just leve, dont ask why, dont listen to the made up excuses, just run . This law is just another way of invading privacy, anyone think what may happen in the event of a wrongful conviction, because this happens too.
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