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Truck crashes into Dingle shop

No serious injuries reported after truck crashes through shopfront and damages cars along Green Street.

DRIVERS ARE BEING advised to avoid Green Street in Dingle, Co Kerry after a truck crashed through the front of a gift shop.

Despite visible damage to the truck, the shop front of ‘The Woolen Store’ and cars parked nearby, no serious injuries have been reported.

The truck driver suffered minor injuries in the crash. It is understood that a number of passersby also suffered minor injuries in the incident.

Dingle crash Submitted by TheJournal.ie reader Submitted by TheJournal.ie reader

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58 Comments
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    Mute Keith Twamley
    Favourite Keith Twamley
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    Aug 31st 2022, 8:22 AM

    This is a complete myth, it is not easy to switch your mortgage, you essentially have to be completely reassessed again.

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    Mute Mark
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    Aug 31st 2022, 8:32 AM

    @Keith Twamley: of course you do …that’s exactly what a remortgage is

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    Mute Keith Twamley
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    Aug 31st 2022, 9:51 AM

    @Mark: Did you read the article Mark?

    “Where you have switching that’s easy and fast, you have more competition”

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    Mute Cormac Harte
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    Aug 31st 2022, 10:24 AM

    @Keith Twamley: I was fixed for 5 years, 2 years in I asked about switching to the much lower new rate they have, No issue whatsoever no cost at all new rate fixed it for 4 years and reduced the term, all done over email took about 10 days. If you don’t ask you won’t get, I was surprised how easy it was and that their was no cost involved. EBS btw.

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    Mute Brian Henoll
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    Aug 31st 2022, 10:33 AM

    @Keith Twamley: It really should be as easy as switching electricity/gas.
    Wont happen but it should be.

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    Mute Keith Twamley
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    Aug 31st 2022, 10:37 AM

    @Keith Twamley: That sounds great Cormac, unfortunately I don’t think it is the experience most have though, it really should be that easy, but usually is not, which is why most people are so reluctant to do it..

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    Mute Shane Fleming
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    Aug 31st 2022, 10:39 AM

    @Cormac Harte: Same here actually. Was on a fixed rate with the bank. I asked them if there would be any fee going to a new lower fixed rate. No problems.
    And I did it again where I got a lower LTV rate. Again no problems. All with the same bank over the last 2 years.

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    Mute Cormac Harte
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    Aug 31st 2022, 11:43 AM

    @Keith Twamley: I think the issue is if your moving to a different bank you have to go through the whole rigmarole. If people look a little closer to home with their own banks 90% of them have far lower rates that they did 2 years ago worth a try asking for the lower rate I know 2 others mates that did the same thing with a different bank and same thing a very easy process. switching mortgage doesn’t necessarily mean switching banks. It’s worth a shot.

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    Mute Keith Twamley
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    Aug 31st 2022, 12:04 PM

    @Cormac Harte: Yes, thanks Cormac, I appreciate it is easier when sticking with the same bank. The article was really talking about switching providers. Just think there are so many things wrong with the banks, central bank has a lot to do with it too. Given the high price of houses currently, it doesn’t make sense to only be able to borrow 3.5 times your salary. And rent not being taken in to account in todays market is also crazy. I am foolishly hopeful that some of these issues will be addressed in next months budget. But think it will always be difficult to switch providers.

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    Mute Mark
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    Aug 31st 2022, 12:31 PM

    @Keith Twamley: that quote was from a commission member, not a Bank CEO. So I wouldn’t rely on it for your argument. Banks need to make sure you’re a good risk, so obviously they’ll do due diligence. Unlike the Celtic Tiger days, and we all know what lax assessment criteria resulted in. So this thorough ressement is the correct, prudent approach for a Bank

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    Mute Tracey Coleman
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    Aug 31st 2022, 12:53 PM

    @Cormac Harte: switching can be easy enough when you’re staying within the same institution, it’s a completely different kettle of fish when you’re transferring externally. We’ve done it and saved thousands but it’s long and complicated, you also need to consider solicitor fees etc.

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    Mute thesaltyurchin
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    Aug 31st 2022, 1:58 PM

    @Mark: It’s not a remortgage, that doesn’t exist in Ireland. The ‘person’ at BOI told us ‘they’d never heard of a remortgage’

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    Mute thesaltyurchin
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    Aug 31st 2022, 8:04 AM

    Remortgaging (or whatever its called here), is like competing in Jumanji

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    Mute Rmaybe
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    Aug 31st 2022, 8:11 AM

    In the process of switching. Taken about six months already

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    Mute Michael O'Neill
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    Aug 31st 2022, 3:37 PM

    @Rmaybe: I was trying to switch to Avant earlier this year. I gave up after being asked for accountant letter, payslips (for the third time) and other docs. Our mortgage is 15 years old, we’re earning twice what we were earning back then and we’ve never missed one payment.
    In the end I just contacted my current lender and fixed at their lowest fixed rate. Not quite as good as Avants but soooooo much simpler and no need for solicitors and it took one phone call and one form to sign.

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    Mute Nuala Mcgoey
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    Aug 31st 2022, 8:09 AM

    It’s not that easy to switch I’ve tried and even though I’ve been over paying my mortgage for 4 years the bank says my earnings dont qualify for a mortgage so I’m stuck.

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    Mute Glenn O h'Ailpín
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    Aug 31st 2022, 6:54 AM

    So, here come higher interest fixed rates, in exchange for longer fixed loan terms.

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    Mute FlopFlipU
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    Aug 31st 2022, 7:34 AM

    The banks will always win no matter what and that’s ok as long it’s within a reasonable margin ,that end has to be controlled

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    Mute Michael Legris
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    Aug 31st 2022, 8:57 AM

    I still don’t get what’s the reason why we can’t have fix rate for the full duration of the mortgage?

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    Mute James Delaney
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    Aug 31st 2022, 9:06 AM

    Is the journal fffg in disguise ?

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    Mute Karl Pinker
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    Aug 31st 2022, 10:29 AM

    Banker rhymes with w##nker

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    Mute Mary Garry
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    Aug 31st 2022, 11:17 AM

    Well I hope its easier then trying to switch a simple current account from Ulster Bank owing to its exit from Ireland

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    Mute Michael O'Neill
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    Aug 31st 2022, 3:39 PM

    @Mary Garry: I switched from UB to PTSB. I don’t trust the banks to not fuk it up so I opened the new account and transferred the direct debits manually. It’s a bit more effort but not that hard.

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    Mute Sorcha Ní Shúilleabháin
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    Aug 31st 2022, 7:56 PM

    It was a nightmare to switch our mortgage. Aside from finding it almost impossible to get talking to a human or to get a callback, from when we put in the application to when it eventually got processed months later the interest rates rose, thereby wiping out any savings achieved by switching. We got the old rate in the end but if a private company was run as inefficiently as the banks they would quickly go out of business.

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    Mute Paolo Fandango
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    Aug 31st 2022, 9:17 PM

    CCPC or which ever agency has power should be legislating for switching mortgages to be easier. ( not just rates, but providers)

    In the USA you can switch mortgage providers in a matter of days. No re-conveyancing, no silly solicitors fees which are very prohibitive.

    If switching was easier it would allow for more competition with existing banks and might even encourage new banks to enter the market because they have a shot at attracting current low risk mortgage payers to their books.

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    Mute Michael O'Neill
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    Aug 31st 2022, 3:38 PM

    @Rmaybe: I was trying to switch to Avant earlier this year. I gave up after being asked for accountant letter, payslips (for the third time) and other docs. Our mortgage is 15 years old, we’re earning twice what we were earning back then and we’ve never missed one payment.
    In the end I just contacted my current lender and fixed at their lowest fixed rate. Not quite as good as Avants but soooooo much simpler and no need for solicitors and it took one phone call and one form to sign.

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    Mute Irish Cottage Rental
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    Aug 31st 2022, 8:27 PM

    Almost zero choice in mortgage providers. Well done Fine Gael.

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